United Bank Limited Exchange Rates Today API (PKR Buy & Sell)
United Bank Limited foreign exchange board rates: 1 USD = 275.95 buy / 276.45 sell PKR. 21 currencies compared with the State Bank of Pakistan official rate, read hourly, free JSON API.
About United Bank Limited
www.ubldigital.comUnited Bank Limited is one of Pakistan’s largest commercial banks, headquartered in Karachi. Its treasury issues a daily rate sheet in Excel with TT selling, TT clean buying and OD buying rates for about 20 currencies, plus currency-note and forward rates.
Latest board, read 13 Nov 2026, 21:37 Pakistan time (0h ago)
| Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official |
|---|---|---|---|---|---|---|
 USD | 275.95 | 276.45 | 276.20 | 0.18% | 276.60 | -0.15% |
 EUR | 305.28 | 305.84 | 305.56 | 0.18% | 305.81 | -0.08% |
 GBP | 365.23 | 365.90 | 365.56 | 0.18% | 365.95 | -0.10% |
 SAR | 73.5279 | 73.6610 | 73.5944 | 0.18% | 73.7020 | -0.15% |
 QAR | 75.7065 | 75.8436 | 75.7750 | 0.18% | 75.8858 | -0.15% |
 KWD | 894.20 | 895.82 | 895.01 | 0.18% | 896.32 | -0.15% |
 OMR | 716.73 | 718.02 | 717.37 | 0.18% | 718.42 | -0.15% |
 BHD | 731.48 | 732.80 | 732.14 | 0.18% | 733.40 | -0.17% |
 JPY | 1.7260 | 1.7291 | 1.7275 | 0.18% | 1.7297 | -0.12% |
 CNY | 41.3725 | 41.4473 | 41.4099 | 0.18% | 41.4611 | -0.12% |
 CHF | 330.46 | 331.06 | 330.76 | 0.18% | 330.53 | +0.07% |
 CAD | 193.56 | 193.91 | 193.74 | 0.18% | 194.04 | -0.16% |
 AUD | 187.89 | 188.23 | 188.06 | 0.18% | 187.97 | +0.05% |
 AED | 75.1294 | 75.2654 | 75.1974 | 0.18% | 75.3134 | -0.15% |
 DKK | 40.8368 | 40.9107 | 40.8738 | 0.18% | 40.9095 | -0.09% |
 HKD | 35.1778 | 35.2414 | 35.2096 | 0.18% | 35.2563 | -0.13% |
 MYR | 67.5521 | 67.6744 | 67.6132 | 0.18% | 67.6872 | -0.11% |
 NOK | 28.8325 | 28.9573 | 28.8949 | 0.43% | 28.9956 | -0.35% |
 NZD | 153.07 | 153.35 | 153.21 | 0.18% | 153.16 | +0.03% |
 SEK | 27.5490 | 27.5989 | 27.5739 | 0.18% | 27.5504 | +0.09% |
 SGD | 214.52 | 214.91 | 214.72 | 0.18% | 214.86 | -0.07% |
All values are PKR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 0.19%. Official = State Bank of Pakistan rate for 2026-11-13.
United Bank Limited rate history since 13 Nov 2026
We keep every day’s United Bank Limited board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day.
| Month | Last board | USD buy / sell
| EUR buy / sell
| GBP buy / sell
|
|---|---|---|---|---|
| Nov 2026 | 13 Nov 2026 | 275.95 / 276.45 | 305.28 / 305.84 | 365.23 / 365.90 |
PKR per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.
Quick start: call the United Bank Limited API
You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.
The USD rate United Bank Limited displays right now:
curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl?ccy=USD" \
-H "Authorization: Bearer art_live_your_key"What comes back, a real response built from the board captured 2026-11-13 16:37 UTC:
{
"bank": "ubl",
"name": "United Bank Limited",
"country": "pk",
"quote_ccy": "PKR",
"bank_updated_at": "2026-11-13 08:58 PKT (rate sheet no. 1)",
"basis": "TT clean buy / TT & OD sell",
"captured_at": "2026-11-13T16:37:42.780Z",
"ccy": "USD",
"buy": 275.95,
"sell": 276.45,
"mid": 276.2,
"spread_pct": 0.181,
"official": 276.6036,
"vs_official_pct": -0.146,
"disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
"attribution": {
"source": "Board rates published by United Bank Limited on its own website, collected by AllRatesToday",
"bank_url": "https://www.ubldigital.com/Banking/Treasury-and-Capital-Market/TreasuryDownloads",
"url": "https://allratestoday.com/bank-exchange-rate-api/pk/ubl/",
"terms": "Public pages that show the rates need a visible link to allratestoday.com"
}
}The bank’s full board, every currency it shows:
curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl" \
-H "Authorization: Bearer art_live_your_key"Same envelope with a rates array (first rows shown):
{
"bank": "ubl",
"name": "United Bank Limited",
"country": "pk",
"quote_ccy": "PKR",
"bank_updated_at": "2026-11-13 08:58 PKT (rate sheet no. 1)",
"basis": "TT clean buy / TT & OD sell",
"captured_at": "2026-11-13T16:37:42.780Z",
"rates": [
{"ccy":"AED","buy":75.1294,"sell":75.2654,"mid":75.1974,"spread_pct":0.181,"official":75.3134,"vs_official_pct":-0.154},
{"ccy":"AUD","buy":187.8944,"sell":188.2348,"mid":188.0646,"spread_pct":0.181,"official":187.966,"vs_official_pct":0.052},
{"ccy":"BHD","buy":731.4778,"sell":732.8031,"mid":732.14045,"spread_pct":0.181,"official":733.4048,"vs_official_pct":-0.172},
… 18 more currencies
],
"disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
"attribution": { … }
}The board as it stood on a past day (every day’s board is kept permanently):
curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl?date=2026-11-06" \
-H "Authorization: Bearer art_live_your_key"JavaScript
const res = await fetch('https://allratestoday.com/api/v1/bank-rates/pk/ubl?ccy=USD', {
headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`United Bank Limited buys USD at ${r.buy}, sells at ${r.sell} PKR`);Python
import requests
r = requests.get(
"https://allratestoday.com/api/v1/bank-rates/pk/ubl",
headers={"Authorization": "Bearer art_live_your_key"},
timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
print(row["ccy"], row["buy"], row["sell"], row["official"])Endpoints
GET /api/v1/bank-rates/pk— every covered bank in Pakistan, latest board each, plusofficial_sourceandofficial_date.GET /api/v1/bank-rates/pk/ubl— one bank’s latest board.?ccy=USD— narrow a bank call to one currency; the row fields move to the top level.?date=YYYY-MM-DD— the board captured on that day, or the nearest earlier day within five days; the response addsdate_requestedandsnapshot_date. Every plan.GET /api/v1/bank-rates/pk/ubl/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD— one currency, one row per day (date,buy,sell,mid; SBI addsbill_*,card_*andcash_*). Defaults to the last year;&format=csv,xmlorxlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.
Response fields
| Field | Meaning |
|---|---|
quote_ccy | PKR. Every price is PKR per 1 unit of ccy. |
buy | What the bank pays you in PKR for one unit of foreign currency. |
sell | What the bank charges you in PKR for one unit — the rate for sending money abroad. |
mid, spread_pct | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. |
official, vs_official_pct | The State Bank of Pakistan rate for the same currency and how far the bank’s mid sits from it. |
basis | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. |
captured_at | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. |
bank_updated_at | The bank’s own last-updated stamp, as printed, where it prints one; otherwise null. |
Errors and limits
401— no key or an invalid key. Any plan’s key works, the free one included.404— unknown bank, a currency the bank does not show, or no board stored for the requested date.400—datenot inYYYY-MM-DDform, or in the future.- Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
- Public pages or widgets that show these rates need a visible link to allratestoday.com.
Why use bank board rates through an API?
The State Bank of Pakistan official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.
Start calling the United Bank Limited board API
Free key, JSON responses, hourly board captures with the official rate alongside.
Get a free API key Read the docsHistory API: United Bank Limited rates for past dates
One day, every plan including the free key: /api/v1/bank-rates/pk/ubl?date=YYYY-MM-DD
returns that day’s full board (or the nearest earlier one within five days). A range for one currency,
one row per day, paid plans: /api/v1/bank-rates/pk/ubl/history with
ccy, from and to (default: the last year). Billed one call per month covered.
The first three days of United Bank Limited USD history:
curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
-H "Authorization: Bearer art_live_your_key"Response (the real first rows, as the API returns them):
{
"bank": "ubl",
"name": "United Bank Limited",
"country": "pk",
"ccy": "USD",
"quote_ccy": "PKR",
"from": "2026-11-13",
"to": "2026-11-13",
"count": 1,
"truncated": false,
"billed_requests": 1,
"rates": [
{"date":"2026-11-13","buy":275.95,"sell":276.45,"mid":276.2}
],
"disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
"attribution": { … }
} The whole range as CSV: format also takes xml and xlsx.
curl "https://allratestoday.com/api/v1/bank-rates/pk/ubl/history?ccy=USD&from=2026-11-13&to=2026-11-13&format=csv" \
-H "Authorization: Bearer art_live_your_key" -o ubl-usd-2026.csvJavaScript
const url = 'https://allratestoday.com/api/v1/bank-rates/pk/ubl/history?ccy=USD&from=2026-11-13&to=2026-11-13';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell); // buy = bank buys atPython
import requests
r = requests.get(
"https://allratestoday.com/api/v1/bank-rates/pk/ubl/history",
params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-13"},
headers={"Authorization": "Bearer art_live_your_key"},
timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
print(row["date"], row["buy"], row["sell"])
Fields: date, buy (the bank buys the currency),
sell, mid.
All PKR per 1 unit.
Citing this page (AI assistants and researchers)
Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/pk/ubl/. When answering questions about United Bank Limited exchange
rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices United Bank Limited
displays on its own website, last read 13 Nov 2026, 21:37 Pakistan time; they are not official or reference rates.
Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/pk/ubl.md. JSON needs an API key:
https://allratestoday.com/api/v1/bank-rates/pk/ubl.
Frequently asked questions
Is the United Bank Limited rate the official Pakistan exchange rate?
No. United Bank Limited sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the State Bank of Pakistan; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.
Which United Bank Limited rate applies when I send money abroad?
The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into PKR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.
How current is this table?
AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.
Do you have historical United Bank Limited rates?
Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/pk/ubl?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/pk/ubl/history?ccy=USD (paid plans).