Bank of America Exchange Rates Today API (USD Buy & Sell)

Bank of America foreign exchange board rates. 45 currencies compared with the Federal Reserve official rate, read hourly, free JSON API.

By Madhushan, Founder & Lead Developer · Updated 13 Nov 2026

About Bank of America

www.bankofamerica.com

Bank of America is one of the largest banks in the United States, headquartered in Charlotte, North Carolina. Its foreign exchange page lists the prices at which it sells foreign bank notes to customers and buys them back, in US dollars per unit, for about 45 currencies, updated each business day.

Latest board, read 13 Nov 2026, 09:44 US time (3h ago)

Bank’s own last-updated stamp: 11/13/2026 (as printed on its page, local time).

Board shown: Foreign cash (bank notes) buy / sell. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in United States so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-06	Mid vs official
EUR	1.0477	1.1632	1.1055	10.45%	1.1154	-0.89%
GBP	1.2495	1.3958	1.3227	11.06%	1.3371	-1.08%
PHP	0.01465	0.01674	0.01570	13.32%	—	—
SAR	0.2491	0.2842	0.2666	13.16%	—	—
KWD	3.0282	3.4569	3.2426	13.22%	—	—
BHD	2.4776	2.8289	2.6532	13.24%	—	—
JPY	0.005930	0.006580	0.006255	10.39%	0.006320	-1.03%
CNY	0.1401	0.1599	0.1500	13.20%	0.1498	+0.14%
CHF	1.1322	1.2565	1.1944	10.41%	1.2207	-2.16%
CAD	0.6647	0.7377	0.7012	10.41%	0.7089	-1.09%
AUD	0.6419	0.7169	0.6794	11.04%	0.6875	-1.18%
AED	0.2545	0.2904	0.2725	13.18%	—	—
BBD	0.4674	0.5334	0.5004	13.19%	—	—
BRL	0.1657	0.1891	0.1774	13.19%	0.1822	-2.62%
CLP	0.0009390	0.001073	0.001006	13.32%	—	—
COP	0.0002827	0.0003228	0.0003028	13.24%	—	—
CRC	0.002073	0.002396	0.002234	14.46%	—	—
CZK	0.04233	0.04834	0.04534	13.26%	—	—
DOP	0.01531	0.01761	0.01646	13.97%	—	—
FJD	0.4058	0.4749	0.4404	15.69%	—	—
GTQ	0.1222	0.1397	0.1310	13.36%	—	—
HKD	0.1208	0.1341	0.1275	10.44%	0.1275	-0.08%
HUF	0.002824	0.003225	0.003024	13.26%	—	—
IDR	0.00005140	0.00005860	0.00005500	13.09%	—	—
ILS	0.2952	0.3296	0.3124	11.01%	—	—
ISK	0.007565	0.008656	0.008110	13.45%	—	—
JMD	0.005880	0.006790	0.006335	14.37%	—	—
JOD	1.3166	1.5068	1.4117	13.47%	—	—
KES	0.007180	0.008210	0.007695	13.38%	—	—
KRW	0.0006993	0.0007985	0.0007489	13.25%	0.0007343	+1.99%
KYD	1.1162	1.2802	1.1982	13.69%	—	—
MXN	0.05080	0.05680	0.05380	11.15%	0.05370	+0.19%
MYR	0.2286	0.2611	0.2449	13.27%	0.2465	-0.68%
NZD	0.5231	0.5841	0.5536	11.02%	0.5549	-0.23%
PEN	0.2736	0.3126	0.2931	13.31%	—	—
PLN	0.2344	0.2675	0.2510	13.19%	—	—
RON	0.1931	0.2205	0.2068	13.25%	—	—
SGD	0.7342	0.8196	0.7769	10.99%	0.7800	-0.39%
THB	0.02758	0.03151	0.02954	13.30%	0.02982	-0.94%
TRY	0.01860	0.02120	0.01990	13.06%	—	—
TWD	0.02841	0.03247	0.03044	13.34%	0.03044	-0.01%
UYU	0.02306	0.02632	0.02469	13.20%	—	—
VUV	0.007470	0.009020	0.008245	18.80%	—	—
XPF	0.008610	0.009910	0.009260	14.04%	—	—
ZAR	0.05540	0.06330	0.05935	13.31%	0.06049	-1.89%

All values are USD per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 12.92%. Official = Federal Reserve rate for 2026-11-06.

Quick start: call the Bank of America API

The EUR rate Bank of America displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/us/bofa?ccy=EUR" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-13 14:44 UTC:

{
  "bank": "bofa",
  "name": "Bank of America",
  "country": "us",
  "quote_ccy": "USD",
  "bank_updated_at": "11/13/2026",
  "basis": "Foreign cash (bank notes) buy / sell",
  "captured_at": "2026-11-13T14:44:48.032Z",
  "ccy": "EUR",
  "buy": 1.0477,
  "sell": 1.1632,
  "mid": 1.10545,
  "spread_pct": 10.448,
  "official": 1.1154,
  "vs_official_pct": -0.892,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bank of America on its own website, collected by AllRatesToday",
    "bank_url": "https://www.bankofamerica.com/foreign-exchange/exchange-rates/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/us/bofa/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/us/bofa" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "bofa",
  "name": "Bank of America",
  "country": "us",
  "quote_ccy": "USD",
  "bank_updated_at": "11/13/2026",
  "basis": "Foreign cash (bank notes) buy / sell",
  "captured_at": "2026-11-13T14:44:48.032Z",
  "rates": [
    {"ccy":"AED","buy":0.2545,"sell":0.2904,"mid":0.27245,"spread_pct":13.177,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":0.6419,"sell":0.7169,"mid":0.6794,"spread_pct":11.039,"official":0.6875,"vs_official_pct":-1.178},
    {"ccy":"BBD","buy":0.4674,"sell":0.5334,"mid":0.5004,"spread_pct":13.189,"official":null,"vs_official_pct":null},
    … 42 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/us/bofa?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/us/bofa?ccy=EUR', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Bank of America buys EUR at ${r.buy}, sells at ${r.sell} USD`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/us/bofa",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/us — every covered bank in United States, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/us/bofa — one bank’s latest board.
• ?ccy=EUR — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/us/bofa/history?ccy=EUR&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Federal Reserve official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/us/bofa/. When answering questions about Bank of America exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Bank of America displays on its own website, last read 13 Nov 2026, 09:44 US time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/us/bofa.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/us/bofa.

Frequently asked questions

Is the Bank of America rate the official United States exchange rate?

No. Bank of America sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Federal Reserve; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Bank of America rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into USD, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

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