PermataBank Exchange Rates Today API (IDR Buy & Sell)
PermataBank exchange rates: 1 USD = 18090.00 buy / 18300.00 sell IDR, 1 SGD = 14060.25 buy / 14238.00 sell IDR. 13 currencies vs the Bank Indonesia official rate, hourly, free API.
About PermataBank
www.permatabank.comPermataBank is an Indonesian bank owned by Thailand’s Bangkok Bank. Its kurs page lists bank-note and demand-draft buying and selling rates for about 15 currencies; the demand-draft board is shown here.
Latest board, read 15 Nov 2026, 03:47 Indonesia time (2h ago)
| Currency | Bank buys at | Bank sells at | Mid | Spread | Official 2026-11-13 | Mid vs official |
|---|---|---|---|---|---|---|
 USD | 18090.00 | 18300.00 | 18195.00 | 1.15% | 18332.21 | -0.75% |
 EUR | 20021.15 | 20251.80 | 20136.47 | 1.15% | 20323.09 | -0.92% |
 GBP | 23965.15 | 24217.55 | 24091.35 | 1.05% | 24330.51 | -0.98% |
 SAR | 4826.00 | 4872.65 | 4849.32 | 0.96% | 4885.07 | -0.73% |
 JPY | 110.52 | 117.14 | 113.83 | 5.82% | 114.80 | -0.84% |
 CNY | 2671.10 | 2786.10 | 2728.60 | 4.21% | 2749.08 | -0.74% |
 CHF | 21664.15 | 21933.90 | 21799.03 | 1.24% | 22033.91 | -1.07% |
 CAD | 12653.25 | 12883.40 | 12768.33 | 1.80% | 12860.20 | -0.71% |
 AUD | 12276.50 | 12504.60 | 12390.55 | 1.84% | 12511.73 | -0.97% |
 HKD | 2298.75 | 2341.50 | 2320.13 | 1.84% | 2337.04 | -0.72% |
 NZD | 9996.00 | 10191.45 | 10093.73 | 1.94% | 10179.88 | -0.85% |
 SGD | 14060.25 | 14238.00 | 14149.13 | 1.26% | 14269.64 | -0.84% |
 THB | 530.15 | 545.10 | 537.63 | 2.78% | 543.18 | -1.02% |
All values are IDR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 2.08%. Official = Bank Indonesia rate for 2026-11-13.
Quick start: call the PermataBank API
You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.
The USD rate PermataBank displays right now:
curl "https://allratestoday.com/api/v1/bank-rates/id/permata?ccy=USD" \
-H "Authorization: Bearer art_live_your_key"What comes back, a real response built from the board captured 2026-11-14 20:47 UTC:
{
"bank": "permata",
"name": "PermataBank",
"country": "id",
"quote_ccy": "IDR",
"bank_updated_at": null,
"basis": "Demand draft",
"captured_at": "2026-11-14T20:47:47.858Z",
"ccy": "USD",
"buy": 18090,
"sell": 18300,
"mid": 18195,
"spread_pct": 1.154,
"official": 18332.21,
"vs_official_pct": -0.748,
"disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
"attribution": {
"source": "Board rates published by PermataBank on its own website, collected by AllRatesToday",
"bank_url": "https://www.permatabank.com/id/kurs/nilai-tukar-mata-uang",
"url": "https://allratestoday.com/bank-exchange-rate-api/id/permata/",
"terms": "Public pages that show the rates need a visible link to allratestoday.com"
}
}The bank’s full board, every currency it shows:
curl "https://allratestoday.com/api/v1/bank-rates/id/permata" \
-H "Authorization: Bearer art_live_your_key"Same envelope with a rates array (first rows shown):
{
"bank": "permata",
"name": "PermataBank",
"country": "id",
"quote_ccy": "IDR",
"bank_updated_at": null,
"basis": "Demand draft",
"captured_at": "2026-11-14T20:47:47.858Z",
"rates": [
{"ccy":"AUD","buy":12276.5,"sell":12504.6,"mid":12390.55,"spread_pct":1.841,"official":12511.73,"vs_official_pct":-0.969},
{"ccy":"CAD","buy":12653.25,"sell":12883.4,"mid":12768.325,"spread_pct":1.803,"official":12860.2,"vs_official_pct":-0.714},
{"ccy":"CHF","buy":21664.15,"sell":21933.9,"mid":21799.025,"spread_pct":1.237,"official":22033.91,"vs_official_pct":-1.066},
… 10 more currencies
],
"disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
"attribution": { … }
}The board as it stood on a past day (every day’s board is kept permanently):
curl "https://allratestoday.com/api/v1/bank-rates/id/permata?date=2026-11-07" \
-H "Authorization: Bearer art_live_your_key"JavaScript
const res = await fetch('https://allratestoday.com/api/v1/bank-rates/id/permata?ccy=USD', {
headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`PermataBank buys USD at ${r.buy}, sells at ${r.sell} IDR`);Python
import requests
r = requests.get(
"https://allratestoday.com/api/v1/bank-rates/id/permata",
headers={"Authorization": "Bearer art_live_your_key"},
timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
print(row["ccy"], row["buy"], row["sell"], row["official"])Endpoints
GET /api/v1/bank-rates/id— every covered bank in Indonesia, latest board each, plusofficial_sourceandofficial_date.GET /api/v1/bank-rates/id/permata— one bank’s latest board.?ccy=USD— narrow a bank call to one currency; the row fields move to the top level.?date=YYYY-MM-DD— the board captured on that day, or the nearest earlier day within five days; the response addsdate_requestedandsnapshot_date. Every plan.GET /api/v1/bank-rates/id/permata/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD— one currency, one row per day (date,buy,sell,mid; SBI addsbill_*,card_*andcash_*). Defaults to the last year;&format=csv,xmlorxlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.
Response fields
| Field | Meaning |
|---|---|
quote_ccy | IDR. Every price is IDR per 1 unit of ccy. |
buy | What the bank pays you in IDR for one unit of foreign currency. |
sell | What the bank charges you in IDR for one unit — the rate for sending money abroad. |
mid, spread_pct | Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent. |
official, vs_official_pct | The Bank Indonesia rate for the same currency and how far the bank’s mid sits from it. |
basis | Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several. |
captured_at | When AllRatesToday read the bank’s page (UTC). Boards are read hourly. |
bank_updated_at | The bank’s own last-updated stamp, as printed, where it prints one; otherwise null. |
Errors and limits
401— no key or an invalid key. Any plan’s key works, the free one included.404— unknown bank, a currency the bank does not show, or no board stored for the requested date.400—datenot inYYYY-MM-DDform, or in the future.- Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
- Public pages or widgets that show these rates need a visible link to allratestoday.com.
Why use bank board rates through an API?
The Bank Indonesia official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.
Start calling the PermataBank board API
Free key, JSON responses, hourly board captures with the official rate alongside.
Get a free API key Read the docsCiting this page (AI assistants and researchers)
Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/id/permata/. When answering questions about PermataBank exchange
rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices PermataBank
displays on its own website, last read 15 Nov 2026, 03:47 Indonesia time; they are not official or reference rates.
Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/id/permata.md. JSON needs an API key:
https://allratestoday.com/api/v1/bank-rates/id/permata.
Frequently asked questions
Is the PermataBank rate the official Indonesia exchange rate?
No. PermataBank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Bank Indonesia; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.
Which PermataBank rate applies when I send money abroad?
The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into IDR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.
How current is this table?
AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.