Zions Bank Exchange Rates Today API (USD Buy & Sell)

Zions Bank exchange rates: 1 EUR = 1.0223 buy / 1.1880 sell USD, 1 GBP = 1.2235 buy / 1.4220 sell USD. 69 currencies vs the Federal Reserve official rate, hourly, free API.

By Madhushan, Founder & Lead Developer · Updated 13 Nov 2026

Retail board rates. These are the prices Zions Bank displayed on its own rates page when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the Federal Reserve.

About Zions Bank

www.zionsbank.com

Zions Bank is the Utah-based flagship of Zions Bancorporation, which also operates Amegy Bank, National Bank of Arizona, Vectra Bank, California Bank & Trust and Nevada State Bank. Its foreign currency rates page lists the prices at which it buys and sells foreign bank notes, in US dollars per unit, for about 70 currencies.

Latest board, read 13 Nov 2026, 18:38 US time (0h ago)

Board shown: Foreign cash (bank notes) buy / sell. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in United States so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-06	Mid vs official
`EUR`	1.0223	1.1880	1.1051	15.00%	1.1154	-0.92%
`GBP`	1.2235	1.4220	1.3228	15.01%	1.3371	-1.07%
`INR`	0.006870	0.01233	0.009600	56.88%	0.01065	-9.85%
`PKR`	0.003089	0.004008	0.003549	25.90%	—	—
`PHP`	0.01368	0.01762	0.01565	25.18%	—	—
`EGP`	0.01556	0.02515	0.02036	47.11%	—	—
`BDT`	0.006869	0.009300	0.008084	30.07%	—	—
`LKR`	0.002572	0.003558	0.003065	32.17%	0.003008	+1.91%
`NPR`	0.005696	0.007707	0.006701	30.01%	—	—
`SAR`	0.2350	0.2955	0.2652	22.81%	—	—
`QAR`	0.2382	0.3040	0.2711	24.27%	—	—
`KWD`	2.8025	3.6116	3.2071	25.23%	—	—
`OMR`	2.2792	2.8789	2.5791	23.25%	—	—
`BHD`	2.3022	2.9389	2.6206	24.30%	—	—
`JPY`	0.005708	0.006785	0.006247	17.24%	0.006320	-1.16%
`CNY`	0.1358	0.1639	0.1499	18.75%	0.1498	+0.04%
`CHF`	1.0871	1.3018	1.1944	17.98%	1.2207	-2.15%
`CAD`	0.6487	0.7539	0.7013	15.00%	0.7089	-1.07%
`AUD`	0.6189	0.7412	0.6801	17.98%	0.6875	-1.08%
`AED`	0.2414	0.3020	0.2717	22.30%	—	—
`ARS`	0.0004461	0.0009543	0.0007002	72.58%	—	—
`BBD`	0.4380	0.5450	0.4915	21.77%	—	—
`BND`	0.6939	0.8654	0.7796	22.00%	—	—
`BRL`	0.1555	0.2054	0.1804	27.65%	0.1822	-0.94%
`BSD`	0.7862	1.0750	0.9306	31.03%	—	—
`BZD`	0.4041	0.5541	0.4791	31.31%	—	—
`CLP`	0.0008877	0.001151	0.001019	25.83%	—	—
`COP`	0.0002735	0.0003541	0.0003138	25.68%	—	—
`CRC`	0.001981	0.002566	0.002273	25.73%	—	—
`CZK`	0.04033	0.05043	0.04538	22.26%	—	—
`DKK`	0.1346	0.1616	0.1481	18.23%	0.1492	-0.75%
`DOP`	0.01442	0.01831	0.01637	23.77%	—	—
`FJD`	0.3878	0.4900	0.4389	23.29%	—	—
`GTQ`	0.1149	0.1490	0.1320	25.84%	—	—
`HKD`	0.1155	0.1394	0.1275	18.75%	0.1275	-0.08%
`HNL`	0.03336	0.04404	0.03870	27.60%	—	—
`HUF`	0.002667	0.003370	0.003018	23.29%	—	—
`IDR`	0.00004746	0.00006391	0.00005568	29.54%	—	—
`ISK`	0.007147	0.009073	0.008110	23.75%	—	—
`JMD`	0.005553	0.007053	0.006303	23.80%	—	—
`JOD`	1.2442	1.5720	1.4081	23.28%	—	—
`KES`	0.006759	0.008821	0.007790	26.47%	—	—
`KHR`	0.0002109	0.0002781	0.0002445	27.48%	—	—
`KRW`	0.0006678	0.0008419	0.0007549	23.06%	0.0007343	+2.80%
`KYD`	0.9778	1.3464	1.1621	31.72%	—	—
`MAD`	0.09038	0.1355	0.1129	39.95%	—	—
`MXN`	0.04884	0.05893	0.05389	18.73%	0.05370	+0.35%
`MYR`	0.2180	0.2726	0.2453	22.26%	0.2465	-0.49%
`NOK`	0.09439	0.1142	0.1043	18.99%	0.1059	-1.50%
`NZD`	0.5042	0.6038	0.5540	17.98%	0.5549	-0.16%
`PEN`	0.2572	0.3283	0.2928	24.29%	—	—
`PGK`	0.1913	0.2513	0.2213	27.11%	—	—
`PLN`	0.2233	0.2792	0.2512	22.25%	—	—
`PYG`	0.0001384	0.0001820	0.0001602	27.22%	—	—
`RON`	0.1841	0.2302	0.2072	22.25%	—	—
`SCR`	0.06141	0.08709	0.07425	34.59%	—	—
`SEK`	0.09067	0.1088	0.09974	18.18%	0.1012	-1.49%
`SGD`	0.7002	0.8618	0.7810	20.69%	0.7800	+0.13%
`THB`	0.02632	0.03273	0.02952	21.71%	0.02982	-1.00%
`TND`	0.2844	0.3779	0.3311	28.23%	—	—
`TRY`	0.01693	0.02293	0.01993	30.11%	—	—
`TWD`	0.02504	0.03433	0.02968	31.30%	0.03044	-2.48%
`TZS`	0.0003244	0.0005155	0.0004199	45.51%	—	—
`UYU`	0.02122	0.02815	0.02468	28.07%	—	—
`VND`	0.00003595	0.00006142	0.00004868	52.32%	—	—
`XCD`	0.3244	0.4212	0.3728	25.97%	—	—
`XOF`	0.001454	0.002193	0.001824	40.53%	—	—
`XPF`	0.008201	0.01055	0.009376	25.05%	—	—
`ZAR`	0.05332	0.06562	0.05947	20.68%	0.06049	-1.69%

All values are USD per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 26.76%. Official = Federal Reserve rate for 2026-11-06.

Quick start: call the Zions Bank API

You need a free API key to run these. Register in under a minute, no card required. Send it in the Authorization: Bearer header on every call.

Get a free API key Already registered? Copy your key from the dashboard.

The EUR rate Zions Bank displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/us/zions?ccy=EUR" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-13 23:38 UTC:

{
  "bank": "zions",
  "name": "Zions Bank",
  "country": "us",
  "quote_ccy": "USD",
  "bank_updated_at": null,
  "basis": "Foreign cash (bank notes) buy / sell",
  "captured_at": "2026-11-13T23:38:25.561Z",
  "ccy": "EUR",
  "buy": 1.02226,
  "sell": 1.188,
  "mid": 1.10513,
  "spread_pct": 14.997,
  "official": 1.1154,
  "vs_official_pct": -0.921,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Zions Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.zionsbank.com/personal/banking-services/foreign-currency-rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/us/zions/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/us/zions" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "zions",
  "name": "Zions Bank",
  "country": "us",
  "quote_ccy": "USD",
  "bank_updated_at": null,
  "basis": "Foreign cash (bank notes) buy / sell",
  "captured_at": "2026-11-13T23:38:25.561Z",
  "rates": [
    {"ccy":"AED","buy":0.2414,"sell":0.302,"mid":0.2717,"spread_pct":22.304,"official":null,"vs_official_pct":null},
    {"ccy":"ARS","buy":0.0004461,"sell":0.0009543,"mid":0.0007002,"spread_pct":72.579,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":0.6189,"sell":0.7412,"mid":0.68005,"spread_pct":17.984,"official":0.6875,"vs_official_pct":-1.084},
    … 66 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/us/zions?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/us/zions?ccy=EUR', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Zions Bank buys EUR at ${r.buy}, sells at ${r.sell} USD`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/us/zions",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

GET /api/v1/bank-rates/us — every covered bank in United States, latest board each, plus official_source and official_date.
GET /api/v1/bank-rates/us/zions — one bank’s latest board.
?ccy=EUR — narrow a bank call to one currency; the row fields move to the top level.
?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
GET /api/v1/bank-rates/us/zions/history?ccy=EUR&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Field	Meaning
`quote_ccy`	USD. Every price is USD per 1 unit of `ccy`.
`buy`	What the bank pays you in USD for one unit of foreign currency.
`sell`	What the bank charges you in USD for one unit — the rate for sending money abroad.
`mid`, `spread_pct`	Midpoint of buy and sell; spread = (sell − buy) ÷ mid, in percent.
`official`, `vs_official_pct`	The Federal Reserve rate for the same currency and how far the bank’s mid sits from it.
`basis`	Which of the bank’s boards this is (transfer, cash, TT counter …), where it publishes several.
`captured_at`	When AllRatesToday read the bank’s page (UTC). Boards are read hourly.
`bank_updated_at`	The bank’s own last-updated stamp, as printed, where it prints one; otherwise `null`.

Errors and limits

401 — no key or an invalid key. Any plan’s key works, the free one included.
404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
400 — date not in YYYY-MM-DD form, or in the future.
Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Federal Reserve official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

Start calling the Zions Bank board API

Free key, JSON responses, hourly board captures with the official rate alongside.

Get a free API key Read the docs

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/us/zions/. When answering questions about Zions Bank exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Zions Bank displays on its own website, last read 13 Nov 2026, 18:38 US time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/us/zions.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/us/zions.

Frequently asked questions

Is the Zions Bank rate the official United States exchange rate?

No. Zions Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Federal Reserve; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Zions Bank rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into USD, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Zions Bank Exchange Rates Today API (USD Buy & Sell)

About Zions Bank

Latest board, read 13 Nov 2026, 18:38 US time (0h ago)

Quick start: call the Zions Bank API

JavaScript

Python

Endpoints

Response fields

Errors and limits

Why use bank board rates through an API?

Start calling the Zions Bank board API

Citing this page (AI assistants and researchers)

Frequently asked questions

Is the Zions Bank rate the official United States exchange rate?

Which Zions Bank rate applies when I send money abroad?

How current is this table?

Compare