Ameriabank Exchange Rate API: AMD Buy and Sell Rates as JSON

Ameriabank is one of the largest banks in Armenia by assets and publishes separate cash and non-cash boards for about 11 currencies against the dram, alongside its gold rates. The page carries no timestamp, so the capture time is the only date available. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Armenia official rate and with other banks in Armenia, and the calls that return them.

What the Ameriabank board shows

• 11 currencies against the Armenian dram: AED, AUD, CAD, CHF, CNY, EUR, GBP, GEL, JPY, RUB and USD. Every value is AMD per 1 unit of the foreign currency.
• The cash pair. Armenian banks quote separate cash and non-cash boards and move them through the day; the pair here is the cash board, the rate quoted in branches and at exchange points. The Central Bank of Armenia publishes one averaged rate per day, which is what tax and accounting use.
• USD on 13 November 2026: Ameriabank bought at 357.5 and sold at 362.5 AMD, a spread of 1.39%. The Central Bank of Armenia official rate was 360.54, so the bank's mid sat -0.15% from it.
• No timestamp on the bank's page. Ameriabank does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
• Every day's board is kept permanently, from 24 September 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 13 November 2026 board the tightest spreads were USD (1.39%), EUR (3.51%), GBP (4.20%) and the widest JPY (11.09%), AUD (8.35%), CAD (8.08%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Ameriabank and other banks in Armenia

USD on the 5 boards AllRatesToday reads in Armenia, all captured on 13 November 2026 (the Central Bank of Armenia official rate was 360.54):

Ameriabank had the 5th narrowest USD spread of the 5. One call to /api/v1/bank-rates/am returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/am/ameria" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 13 November 2026 board, first three rows):

{
  "bank": "ameria",
  "name": "Ameriabank",
  "country": "am",
  "quote_ccy": "AMD",
  "bank_updated_at": null,
  "basis": "Cash",
  "captured_at": "2026-11-13T13:35:20.991Z",
  "rates": [
    {"ccy":"AED","buy":94,"sell":99.5,"mid":96.75,"spread_pct":5.685,"official":98.168,"vs_official_pct":-1.444},
    {"ccy":"AUD","buy":229.5,"sell":249.5,"mid":239.5,"spread_pct":8.351,"official":244.77,"vs_official_pct":-2.153},
    {"ccy":"CAD","buy":237.5,"sell":257.5,"mid":247.5,"spread_pct":8.081,"official":252.71,"vs_official_pct":-2.062},
    … 8 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/am/ameria?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "ameria",
  "name": "Ameriabank",
  "country": "am",
  "quote_ccy": "AMD",
  "bank_updated_at": null,
  "basis": "Cash",
  "captured_at": "2026-11-13T13:35:20.991Z",
  "ccy": "USD",
  "buy": 357.5,
  "sell": 362.5,
  "mid": 360,
  "spread_pct": 1.389,
  "official": 360.54,
  "vs_official_pct": -0.15,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Ameriabank on its own website, collected by AllRatesToday",
    "bank_url": "https://ameriabank.am/en/rates",
    "url": "https://allratestoday.com/bank-exchange-rate-api/am/ameria/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/am/ameria?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/am/ameria/history?ccy=USD&from=2026-09-24&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Ameriabank's USD row
const r = await client.bankRates('am', { bank: 'ameria', ccy: 'USD' });
console.log(`Ameriabank buys USD at ${r.buy}, sells at ${r.sell} AMD`);

// The board as it stood on a past day
const past = await client.bankRates('am', { bank: 'ameria', date: '2026-11-06' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/am/ameria",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Central Bank of Armenia rate is the one tax, accounting and customs rules in Armenia name; nobody transacts at it. Ameriabank's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Central Bank of Armenia endpoint when a rule asks for the official rate.

FAQ

Where do the Ameriabank rates come from?

From the bank's own public rates page (https://ameriabank.am/en/rates), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Ameriabank shows, with the mid, the spread and the Central Bank of Armenia rate added.

Are these the official AMD exchange rates?

No. They are Ameriabank's retail prices for customers. The official rate in Armenia is the Central Bank of Armenia rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Ameriabank board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get Ameriabank rates for a past date?

Yes, from 24 September 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.