Bank CenterCredit Exchange Rate API: KZT Buy and Sell Rates as JSON

Bank CenterCredit is one of Kazakhstan’s largest private banks, headquartered in Almaty. Its rates page lists buying and selling rates against the tenge for branch cash, conversions in the bcc.kz app and its FX exchange service, covering about 14 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Kazakhstan official rate and with other banks in Kazakhstan, and the calls that return them.

What the BCC board shows

• 12 currencies against the Kazakhstani tenge: AED, CAD, CHF, CNY, EUR, GBP, JPY, KGS, RUB, TRY, USD and UZS. Every value is KZT per 1 unit of the foreign currency.
• The bcc.kz app transfers and conversions (non-cash) pair. The tenge floats, and Kazakh banks post separate boards for individuals and for companies, changing them through the day. The pair here is the board for individuals. The National Bank of Kazakhstan sets one official rate per day, which tax and customs use.
• USD on 15 November 2026: BCC bought at 443.4 and sold at 448.5 KZT, a spread of 1.14%. The National Bank of Kazakhstan official rate was 443.62, so the bank's mid sat +0.53% from it.
• The bank's own timestamp. The page prints a last-updated stamp (13.11.2026, 19:26 on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 13 November 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (1.14%), EUR (1.32%), GBP (1.46%) and the widest UZS (27.03%), TRY (16.95%), JPY (14.78%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at BCC and other banks in Kazakhstan

USD on the 10 boards AllRatesToday reads in Kazakhstan, all captured on 15 November 2026 (the National Bank of Kazakhstan official rate was 443.62):

BCC had the 5th narrowest USD spread of the 10. One call to /api/v1/bank-rates/kz returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/kz/bcckz" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "bcckz",
  "name": "Bank CenterCredit",
  "country": "kz",
  "quote_ccy": "KZT",
  "bank_updated_at": "13.11.2026, 19:26",
  "basis": "bcc.kz app transfers and conversions (non-cash)",
  "captured_at": "2026-11-15T11:22:37.919Z",
  "rates": [
    {"ccy":"AED","buy":116.8,"sell":125.2,"mid":121,"spread_pct":6.942,"official":120.79,"vs_official_pct":0.174},
    {"ccy":"CAD","buy":306.6,"sell":316.5,"mid":311.55,"spread_pct":3.178,"official":311.49,"vs_official_pct":0.019},
    {"ccy":"CHF","buy":526.7,"sell":537.1,"mid":531.9,"spread_pct":1.955,"official":533.52,"vs_official_pct":-0.304},
    … 9 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/kz/bcckz?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "bcckz",
  "name": "Bank CenterCredit",
  "country": "kz",
  "quote_ccy": "KZT",
  "bank_updated_at": "13.11.2026, 19:26",
  "basis": "bcc.kz app transfers and conversions (non-cash)",
  "captured_at": "2026-11-15T11:22:37.919Z",
  "ccy": "USD",
  "buy": 443.4,
  "sell": 448.5,
  "mid": 445.95,
  "spread_pct": 1.144,
  "official": 443.62,
  "vs_official_pct": 0.525,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bank CenterCredit on its own website, collected by AllRatesToday",
    "bank_url": "https://www.bcc.kz/personal/currency-rates/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/kz/bcckz/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/kz/bcckz?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/kz/bcckz/history?ccy=USD&from=2026-11-13&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Bank CenterCredit's USD row
const r = await client.bankRates('kz', { bank: 'bcckz', ccy: 'USD' });
console.log(`BCC buys USD at ${r.buy}, sells at ${r.sell} KZT`);

// The board as it stood on a past day
const past = await client.bankRates('kz', { bank: 'bcckz', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/kz/bcckz",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The National Bank of Kazakhstan rate is the one tax, accounting and customs rules in Kazakhstan name; nobody transacts at it. BCC's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the National Bank of Kazakhstan endpoint when a rule asks for the official rate.

FAQ

Where do the Bank CenterCredit rates come from?

From the bank's own public rates page (https://www.bcc.kz/personal/currency-rates/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price BCC shows, with the mid, the spread and the National Bank of Kazakhstan rate added.

Are these the official KZT exchange rates?

No. They are BCC's retail prices for customers. The official rate in Kazakhstan is the National Bank of Kazakhstan rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the BCC board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get BCC rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.