Bank of Ireland UK Exchange Rate API: GBP Buy and Sell Rates as JSON

Bank of Ireland UK is the UK-licensed subsidiary of Bank of Ireland, with branches in Northern Ireland and the bank behind Post Office financial services. Its daily rates page lists note and non-cash buy and sell rates for about 22 currencies against sterling, in amount tiers. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of England official rate and with other banks in the United Kingdom, and the calls that return them.

What the Bank of Ireland UK board shows

• 22 currencies against the pound sterling: AED, AUD, CAD, CHF, CZK, DKK, EUR, HKD, HUF, INR, JPY, MXN, NOK, NZD, PHP, PLN, SEK, SGD, THB, TRY, USD and ZAR. Every value is GBP per 1 unit of the foreign currency.
• The non-cash ("other product") rates, smallest amount tier, buy / sell pair. UK banks quote foreign currency per 1 pound, and most publish only travel-money note prices rather than a transfer board; the rates here are inverted to pounds per unit. The Bank of England publishes daily spot rates around 16:00 London time. The Bank of England official rate is shown next to each row.
• USD on 15 November 2026: Bank of Ireland UK bought at 0.7354 and sold at 0.777 GBP, a spread of 5.50%. The Bank of England official rate was 0.7554, so the bank's mid sat +0.11% from it.
• The bank's own timestamp. The page prints a last-updated stamp (2026-11-13 07:57:58 (London) on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 13 November 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (5.50%), EUR (5.50%), AUD (6.00%) and the widest SGD (7.00%), PLN (7.00%), AED (7.00%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Bank of Ireland UK and other banks in the United Kingdom

USD on the 7 boards AllRatesToday reads in the United Kingdom, all captured on 15 November 2026 (the Bank of England official rate was 0.7554):

Bank of Ireland UK had the 5th narrowest USD spread of the 7. One call to /api/v1/bank-rates/gb returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/gb/boiuk" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "boiuk",
  "name": "Bank of Ireland UK",
  "country": "gb",
  "quote_ccy": "GBP",
  "bank_updated_at": "2026-11-13 07:57:58 (London)",
  "basis": "Non-cash (\"other product\") rates, smallest amount tier, buy / sell",
  "captured_at": "2026-11-15T11:37:23.439Z",
  "rates": [
    {"ccy":"AED","buy":0.19883483,"sell":0.21326054,"mid":0.20604768,"spread_pct":7.001,"official":null,"vs_official_pct":null},
    {"ccy":"AUD","buy":0.49865364,"sell":0.52949275,"mid":0.51407319,"spread_pct":5.999,"official":0.5144562197756971,"vs_official_pct":-0.074},
    {"ccy":"CAD","buy":0.51469453,"sell":0.54653768,"mid":0.53061611,"spread_pct":6.001,"official":0.5296890725144341,"vs_official_pct":0.175},
    … 19 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/gb/boiuk?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "boiuk",
  "name": "Bank of Ireland UK",
  "country": "gb",
  "quote_ccy": "GBP",
  "bank_updated_at": "2026-11-13 07:57:58 (London)",
  "basis": "Non-cash (\"other product\") rates, smallest amount tier, buy / sell",
  "captured_at": "2026-11-15T11:37:23.439Z",
  "ccy": "USD",
  "buy": 0.73540227,
  "sell": 0.77700078,
  "mid": 0.75620153,
  "spread_pct": 5.501,
  "official": 0.7554011179936546,
  "vs_official_pct": 0.106,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bank of Ireland UK on its own website, collected by AllRatesToday",
    "bank_url": "https://www.bankofirelanduk.com/daily-foreign-exchange-rates/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/gb/boiuk/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/gb/boiuk?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/gb/boiuk/history?ccy=USD&from=2026-11-13&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Bank of Ireland UK's USD row
const r = await client.bankRates('gb', { bank: 'boiuk', ccy: 'USD' });
console.log(`Bank of Ireland UK buys USD at ${r.buy}, sells at ${r.sell} GBP`);

// The board as it stood on a past day
const past = await client.bankRates('gb', { bank: 'boiuk', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/gb/boiuk",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Bank of England rate is the one tax, accounting and customs rules in the United Kingdom name; nobody transacts at it. Bank of Ireland UK's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Bank of England endpoint when a rule asks for the official rate.

FAQ

Where do the Bank of Ireland UK rates come from?

From the bank's own public rates page (https://www.bankofirelanduk.com/daily-foreign-exchange-rates/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Bank of Ireland UK shows, with the mid, the spread and the Bank of England rate added.

Are these the official GBP exchange rates?

No. They are Bank of Ireland UK's retail prices for customers. The official rate in the United Kingdom is the Bank of England rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Bank of Ireland UK board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get Bank of Ireland UK rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.