Bank Victoria International Exchange Rate API: IDR Buy and Sell Rates as JSON

Bank Victoria International is a Jakarta-based Indonesian commercial bank listed on the Indonesia Stock Exchange. Its home page lists TT and bank-note buying and selling rates for 5 currencies against the rupiah; the TT rates are shown here. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank Indonesia official rate and with other banks in Indonesia, and the calls that return them.

What the Bank Victoria board shows

• 5 currencies against the Indonesian rupiah: CNY, EUR, JPY, SGD and USD. Every value is IDR per 1 unit of the foreign currency.
• The telegraphic transfer pair. Indonesian banks quote three boards at once: an e-Rate for online transactions, a TT counter rate for branch telegraphic transfers, and bank notes for cash. The pair here is the TT counter rate. Bank Indonesia’s JISDOR is a reference calculated from interbank transactions rather than a counter price, so it sits inside every bank’s spread.
• USD on 15 November 2026: Bank Victoria bought at 18165 and sold at 18280 IDR, a spread of 0.63%. The Bank Indonesia official rate was 18332.21, so the bank's mid sat -0.60% from it.
• The bank's own timestamp. The page prints a last-updated stamp (12/11/26 11.39 on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 12 November 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (0.63%), SGD (1.16%), EUR (1.26%) and the widest JPY (1.85%), CNY (1.35%), EUR (1.26%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Bank Victoria and other banks in Indonesia

USD on the 27 boards AllRatesToday reads in Indonesia, all captured on 15 November 2026 (the Bank Indonesia official rate was 18332.21):

Bank Victoria had the 6th narrowest USD spread of the 27. One call to /api/v1/bank-rates/id returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/id/bankvictoria" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "bankvictoria",
  "name": "Bank Victoria International",
  "country": "id",
  "quote_ccy": "IDR",
  "bank_updated_at": "12/11/26 11.39",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-15T11:23:01.449Z",
  "rates": [
    {"ccy":"CNY","buy":2715,"sell":2752,"mid":2733.5,"spread_pct":1.354,"official":2749.08,"vs_official_pct":-0.567},
    {"ccy":"EUR","buy":20018,"sell":20272,"mid":20145,"spread_pct":1.261,"official":20323.09,"vs_official_pct":-0.876},
    {"ccy":"JPY","buy":113.29,"sell":115.41,"mid":114.35,"spread_pct":1.854,"official":114.79870000000001,"vs_official_pct":-0.391},
    … 2 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/id/bankvictoria?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "bankvictoria",
  "name": "Bank Victoria International",
  "country": "id",
  "quote_ccy": "IDR",
  "bank_updated_at": "12/11/26 11.39",
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-15T11:23:01.449Z",
  "ccy": "USD",
  "buy": 18165,
  "sell": 18280,
  "mid": 18222.5,
  "spread_pct": 0.631,
  "official": 18332.21,
  "vs_official_pct": -0.598,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Bank Victoria International on its own website, collected by AllRatesToday",
    "bank_url": "https://www.victoriabank.co.id/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/id/bankvictoria/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/id/bankvictoria?date=2026-11-12" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/id/bankvictoria/history?ccy=USD&from=2026-11-12&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Bank Victoria International's USD row
const r = await client.bankRates('id', { bank: 'bankvictoria', ccy: 'USD' });
console.log(`Bank Victoria buys USD at ${r.buy}, sells at ${r.sell} IDR`);

// The board as it stood on a past day
const past = await client.bankRates('id', { bank: 'bankvictoria', date: '2026-11-12' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/id/bankvictoria",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Bank Indonesia rate is the one tax, accounting and customs rules in Indonesia name; nobody transacts at it. Bank Victoria's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Bank Indonesia endpoint when a rule asks for the official rate.

FAQ

Where do the Bank Victoria International rates come from?

From the bank's own public rates page (https://www.victoriabank.co.id/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Bank Victoria shows, with the mid, the spread and the Bank Indonesia rate added.

Are these the official IDR exchange rates?

No. They are Bank Victoria's retail prices for customers. The official rate in Indonesia is the Bank Indonesia rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Bank Victoria board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get Bank Victoria rates for a past date?

Yes, from 12 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.