BaoViet Bank Exchange Rate API: VND Buy and Sell Rates as JSON

BaoViet Bank, founded in 2008, is the banking arm of the Bao Viet insurance and finance group. Its exchange-rate page lists transfer buying and selling rates for about 9 currencies and a cash buying rate for US dollars and euros. This guide shows how to read that board as JSON: what the rates mean, how they compare with the State Bank of Vietnam official rate and with other banks in Vietnam, and the calls that return them.

What the BaoViet Bank board shows

• 2 currencies against the Vietnamese dong: EUR and USD. Every value is VND per 1 unit of the foreign currency.
• The cash buy / board sell pair. The State Bank of Vietnam sets a daily central rate and commercial banks may quote only within a band around it, so every board moves together and the competition is in the spread. Banks publish a cash buying rate, a transfer buying rate and one selling rate; the pair shown here is the cash buy and the board sell.
• USD on 15 November 2026: BaoViet Bank bought at 25535 and sold at 25915 VND, a spread of 1.48%. The State Bank of Vietnam official rate was 26868, so the bank's mid sat -4.25% from it.
• The bank's own timestamp. The page prints a last-updated stamp (2026-11-13T16:36:00 on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 13 November 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the spreads were USD 1.48%, EUR 3.62%. Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at BaoViet Bank and other banks in Vietnam

USD on the 30 boards AllRatesToday reads in Vietnam, all captured on 15 November 2026 (the State Bank of Vietnam official rate was 26868):

BaoViet Bank had the 10th narrowest USD spread of the 30. One call to /api/v1/bank-rates/vn returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/vn/baovietbank" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "baovietbank",
  "name": "BaoViet Bank",
  "country": "vn",
  "quote_ccy": "VND",
  "bank_updated_at": "2026-11-13T16:36:00",
  "basis": "Cash buy / board sell",
  "captured_at": "2026-11-15T11:37:50.154Z",
  "rates": [
    {"ccy":"EUR","buy":27806,"sell":28831,"mid":28318.5,"spread_pct":3.62,"official":29772,"vs_official_pct":-4.882},
    {"ccy":"USD","buy":25535,"sell":25915,"mid":25725,"spread_pct":1.477,"official":26868,"vs_official_pct":-4.254}
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/vn/baovietbank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "baovietbank",
  "name": "BaoViet Bank",
  "country": "vn",
  "quote_ccy": "VND",
  "bank_updated_at": "2026-11-13T16:36:00",
  "basis": "Cash buy / board sell",
  "captured_at": "2026-11-15T11:37:50.154Z",
  "ccy": "USD",
  "buy": 25535,
  "sell": 25915,
  "mid": 25725,
  "spread_pct": 1.477,
  "official": 26868,
  "vs_official_pct": -4.254,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by BaoViet Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.baovietbank.vn/vn/ti-gia-ngoai-te",
    "url": "https://allratestoday.com/bank-exchange-rate-api/vn/baovietbank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/vn/baovietbank?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/vn/baovietbank/history?ccy=USD&from=2026-11-13&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// BaoViet Bank's USD row
const r = await client.bankRates('vn', { bank: 'baovietbank', ccy: 'USD' });
console.log(`BaoViet Bank buys USD at ${r.buy}, sells at ${r.sell} VND`);

// The board as it stood on a past day
const past = await client.bankRates('vn', { bank: 'baovietbank', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/vn/baovietbank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The State Bank of Vietnam rate is the one tax, accounting and customs rules in Vietnam name; nobody transacts at it. BaoViet Bank's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the State Bank of Vietnam endpoint when a rule asks for the official rate.

FAQ

Where do the BaoViet Bank rates come from?

From the bank's own public rates page (https://www.baovietbank.vn/vn/ti-gia-ngoai-te), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price BaoViet Bank shows, with the mid, the spread and the State Bank of Vietnam rate added.

Are these the official VND exchange rates?

No. They are BaoViet Bank's retail prices for customers. The official rate in Vietnam is the State Bank of Vietnam rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the BaoViet Bank board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get BaoViet Bank rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.