Citizens Bank Guyana Exchange Rate API: GYD Buy and Sell Rates as JSON

Citizens Bank Guyana is a Guyanese commercial bank based in Georgetown. Its home page lists buying and selling prices for notes and other transactions in several currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of Guyana official rate and with other banks in Guyana, and the calls that return them.

What the Citizens Bank board shows

• 4 currencies against the Guyanaese dollar: CAD, EUR, GBP and USD. Every value is GYD per 1 unit of the foreign currency.
• The non-cash ("others") buy / sell pair. Guyanese banks quote Guyana dollars per US dollar, euro, pound and Canadian dollar, with separate prices for bank notes and for cheques and transfers. The Bank of Guyana publishes a weekly weighted-average rate. The Bank of Guyana official rate is shown next to each row.
• USD on 15 November 2026: Citizens Bank bought at 212.75 and sold at 216.5 GYD, a spread of 1.75%. The Bank of Guyana official rate was 210.45, so the bank's mid sat +1.98% from it.
• No timestamp on the bank's page. Citizens Bank does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
• Every day's board is kept permanently, from 15 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (1.75%), GBP (5.31%), EUR (8.33%) and the widest CAD (10.40%), EUR (8.33%), GBP (5.31%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Citizens Bank and other banks in Guyana

USD on the 2 boards AllRatesToday reads in Guyana, all captured on 15 November 2026 (the Bank of Guyana official rate was 210.45):

Citizens Bank had the narrowest USD spread of the 2. One call to /api/v1/bank-rates/gy returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/gy/citizensgy" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "citizensgy",
  "name": "Citizens Bank Guyana",
  "country": "gy",
  "quote_ccy": "GYD",
  "bank_updated_at": null,
  "basis": "Non-cash (\"Others\") buy / sell",
  "captured_at": "2026-11-15T11:30:47.196Z",
  "rates": [
    {"ccy":"CAD","buy":155,"sell":172,"mid":163.5,"spread_pct":10.398,"official":147.66,"vs_official_pct":10.727},
    {"ccy":"EUR","buy":230,"sell":250,"mid":240,"spread_pct":8.333,"official":233.52,"vs_official_pct":2.775},
    {"ccy":"GBP","buy":275,"sell":290,"mid":282.5,"spread_pct":5.31,"official":279.36,"vs_official_pct":1.124},
    … 1 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/gy/citizensgy?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "citizensgy",
  "name": "Citizens Bank Guyana",
  "country": "gy",
  "quote_ccy": "GYD",
  "bank_updated_at": null,
  "basis": "Non-cash (\"Others\") buy / sell",
  "captured_at": "2026-11-15T11:30:47.196Z",
  "ccy": "USD",
  "buy": 212.75,
  "sell": 216.5,
  "mid": 214.625,
  "spread_pct": 1.747,
  "official": 210.45,
  "vs_official_pct": 1.984,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Citizens Bank Guyana on its own website, collected by AllRatesToday",
    "bank_url": "https://www.citizensbankgy.com/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/gy/citizensgy/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/gy/citizensgy?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/gy/citizensgy/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Citizens Bank Guyana's USD row
const r = await client.bankRates('gy', { bank: 'citizensgy', ccy: 'USD' });
console.log(`Citizens Bank buys USD at ${r.buy}, sells at ${r.sell} GYD`);

// The board as it stood on a past day
const past = await client.bankRates('gy', { bank: 'citizensgy', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/gy/citizensgy",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Bank of Guyana rate is the one tax, accounting and customs rules in Guyana name; nobody transacts at it. Citizens Bank's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Bank of Guyana endpoint when a rule asks for the official rate.

FAQ

Where do the Citizens Bank Guyana rates come from?

From the bank's own public rates page (https://www.citizensbankgy.com/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Citizens Bank shows, with the mid, the spread and the Bank of Guyana rate added.

Are these the official GYD exchange rates?

No. They are Citizens Bank's retail prices for customers. The official rate in Guyana is the Bank of Guyana rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Citizens Bank board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get Citizens Bank rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.