Kina Bank Exchange Rate API: PGK Buy and Sell Rates as JSON

Kina Bank is a Papua New Guinea commercial bank headquartered in Port Moresby. Its foreign-exchange page lists TT and bank-note buying and selling rates for about ten currencies, quoted per kina. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of Papua New Guinea official rate and with other banks in Papua New Guinea, and the calls that return them.

What the Kina Bank board shows

• 9 currencies against the Papua New Guinean kina: AUD, EUR, FJD, GBP, HKD, JPY, NZD, SGD and USD. Every value is PGK per 1 unit of the foreign currency.
• The telegraphic transfer pair. The kina is managed against the US dollar and has been allowed to weaken in steps; banks print rates as foreign currency per kina. The rates here are the telegraphic-transfer pair converted to kina per unit. The Bank of Papua New Guinea official rate is shown next to each row.
• USD on 15 November 2026: Kina Bank bought at 4.344 and sold at 4.6468 PGK, a spread of 6.74%.
• No timestamp on the bank's page. Kina Bank does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
• Every day's board is kept permanently, from 15 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were FJD (2.92%), NZD (3.80%), JPY (4.21%) and the widest GBP (9.28%), HKD (8.59%), EUR (7.45%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Kina Bank and other banks in Papua New Guinea

USD on the 2 boards AllRatesToday reads in Papua New Guinea, all captured on 15 November 2026:

Kina Bank had the 2nd narrowest USD spread of the 2. One call to /api/v1/bank-rates/pg returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/pg/kinabank" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "kinabank",
  "name": "Kina Bank",
  "country": "pg",
  "quote_ccy": "PGK",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-15T11:37:55.963Z",
  "rates": [
    {"ccy":"AUD","buy":3.055300947,"sell":3.2,"mid":3.1276505,"spread_pct":4.626,"official":null,"vs_official_pct":null},
    {"ccy":"EUR","buy":4.786979416,"sell":5.157297576,"mid":4.9721385,"spread_pct":7.448,"official":null,"vs_official_pct":null},
    {"ccy":"FJD","buy":1.921968095,"sell":1.979022363,"mid":1.9504952,"spread_pct":2.925,"official":null,"vs_official_pct":null},
    … 6 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/pg/kinabank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "kinabank",
  "name": "Kina Bank",
  "country": "pg",
  "quote_ccy": "PGK",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-15T11:37:55.963Z",
  "ccy": "USD",
  "buy": 4.344048653,
  "sell": 4.646840149,
  "mid": 4.4954444,
  "spread_pct": 6.736,
  "official": null,
  "vs_official_pct": null,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Kina Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.kinabank.com.pg/international/foreign-exchange/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/pg/kinabank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/pg/kinabank?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/pg/kinabank/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Kina Bank's USD row
const r = await client.bankRates('pg', { bank: 'kinabank', ccy: 'USD' });
console.log(`Kina Bank buys USD at ${r.buy}, sells at ${r.sell} PGK`);

// The board as it stood on a past day
const past = await client.bankRates('pg', { bank: 'kinabank', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/pg/kinabank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Bank of Papua New Guinea rate is the one tax, accounting and customs rules in Papua New Guinea name; nobody transacts at it. Kina Bank's board is the price a customer actually gets. Where the central bank has a rate for the same currency, the API returns it as official with vs_official_pct alongside; for Papua New Guinea that is the US dollar only. Use the Bank of Papua New Guinea endpoint when a rule asks for the official rate.

FAQ

Where do the Kina Bank rates come from?

From the bank's own public rates page (https://www.kinabank.com.pg/international/foreign-exchange/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Kina Bank shows, with the mid, the spread and the Bank of Papua New Guinea rate added.

Are these the official PGK exchange rates?

No. They are Kina Bank's retail prices for customers. The official rate in Papua New Guinea is the Bank of Papua New Guinea rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Kina Bank board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get Kina Bank rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.