Kwangju Bank Exchange Rate API: KRW Buy and Sell Rates as JSON

Kwangju Bank is a regional bank based in Gwangju and part of JB Financial Group. Its exchange-rate page lists remittance send and receive, cash and base rates for about 20 currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Bank of Korea official rate and with other banks in South Korea, and the calls that return them.

What the Kwangju Bank board shows

• 12 currencies against the South Korean won: AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, NZD, SGD, THB and USD. Every value is KRW per 1 unit of the foreign currency.
• The remittance receive / send (telegraphic transfer) pair. Korean banks re-post their boards many times a day (Hana Bank numbers each notice) around a base rate (매매기준율) derived from the Seoul interbank market. Each board has cash, remittance and cheque columns; the pair here is remittance receive and send, the rates an incoming or outgoing transfer uses. Yen, rupiah and dong are quoted per 100 units by the bank and are shown here per 1.
• USD on 15 November 2026: Kwangju Bank bought at 1323.7 and sold at 1349.9 KRW, a spread of 1.96%. The Bank of Korea official rate was 1332.4, so the bank's mid sat +0.33% from it.
• No timestamp on the bank's page. Kwangju Bank does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
• Every day's board is kept permanently, from 15 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were JPY (1.96%), EUR (1.96%), USD (1.96%) and the widest GBP (2.00%), CHF (2.00%), SGD (2.00%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Kwangju Bank and other banks in South Korea

USD on the 11 boards AllRatesToday reads in South Korea, all captured on 15 November 2026 (the Bank of Korea official rate was 1332.4):

Kwangju Bank had the 8th narrowest USD spread of the 11. One call to /api/v1/bank-rates/kr returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/kr/kjbank" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "kjbank",
  "name": "Kwangju Bank",
  "country": "kr",
  "quote_ccy": "KRW",
  "bank_updated_at": null,
  "basis": "Remittance receive / send (telegraphic transfer)",
  "captured_at": "2026-11-15T11:15:50.120Z",
  "rates": [
    {"ccy":"AUD","buy":896.9,"sell":915,"mid":905.95,"spread_pct":1.998,"official":907.1,"vs_official_pct":-0.127},
    {"ccy":"CAD","buy":927.6,"sell":946.32,"mid":936.96,"spread_pct":1.998,"official":934.66,"vs_official_pct":0.246},
    {"ccy":"CHF","buy":1576.18,"sell":1608.02,"mid":1592.1,"spread_pct":2,"official":1594.64,"vs_official_pct":-0.159},
    … 9 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/kr/kjbank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "kjbank",
  "name": "Kwangju Bank",
  "country": "kr",
  "quote_ccy": "KRW",
  "bank_updated_at": null,
  "basis": "Remittance receive / send (telegraphic transfer)",
  "captured_at": "2026-11-15T11:15:50.120Z",
  "ccy": "USD",
  "buy": 1323.7,
  "sell": 1349.9,
  "mid": 1336.8,
  "spread_pct": 1.96,
  "official": 1332.4,
  "vs_official_pct": 0.33,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Kwangju Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://pib.kjbank.com/ib20/mnu/BPBFOEX020100",
    "url": "https://allratestoday.com/bank-exchange-rate-api/kr/kjbank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/kr/kjbank?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/kr/kjbank/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Kwangju Bank's USD row
const r = await client.bankRates('kr', { bank: 'kjbank', ccy: 'USD' });
console.log(`Kwangju Bank buys USD at ${r.buy}, sells at ${r.sell} KRW`);

// The board as it stood on a past day
const past = await client.bankRates('kr', { bank: 'kjbank', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/kr/kjbank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Bank of Korea rate is the one tax, accounting and customs rules in South Korea name; nobody transacts at it. Kwangju Bank's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Bank of Korea endpoint when a rule asks for the official rate.

FAQ

Where do the Kwangju Bank rates come from?

From the bank's own public rates page (https://pib.kjbank.com/ib20/mnu/BPBFOEX020100), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Kwangju Bank shows, with the mid, the spread and the Bank of Korea rate added.

Are these the official KRW exchange rates?

No. They are Kwangju Bank's retail prices for customers. The official rate in South Korea is the Bank of Korea rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Kwangju Bank board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get Kwangju Bank rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.