Nexent Bank Exchange Rate API: RON Buy and Sell Rates as JSON

Nexent Bank is the Romanian bank formerly known as Credit Europe Bank România. Its rates page lists buy and sell rates for six currencies beside the BNR rate. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Romania official rate and with other banks in Romania, and the calls that return them.

What the Nexent board shows

• 6 currencies against the Romanian leu: CHF, EUR, GBP, JPY, SEK and USD. Every value is RON per 1 unit of the foreign currency.
• The buy / sell board (the page does not split account and cash) pair. Romanian banks publish separate boards for account conversions, their mobile apps, cash at the exchange office and card payments. The rates here are the account (non-cash) pair; the National Bank of Romania sets a daily reference rate around 13:00 that sits between them. The National Bank of Romania official rate is shown next to each row.
• USD on 15 November 2026: Nexent bought at 4.77 and sold at 4.89 RON, a spread of 2.48%. The National Bank of Romania official rate was 4.8428, so the bank's mid sat -0.26% from it.
• No timestamp on the bank's page. Nexent does not print a last-updated time, so bank_updated_at is null and captured_at (when AllRatesToday read the page) is the only time available.
• Every day's board is kept permanently, from 15 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were CHF (2.08%), GBP (2.35%), EUR (2.43%) and the widest SEK (11.35%), JPY (5.25%), USD (2.48%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Nexent and other banks in Romania

USD on the 11 boards AllRatesToday reads in Romania, all captured on 15 November 2026 (the National Bank of Romania official rate was 4.8428):

Nexent had the narrowest USD spread of the 11. One call to /api/v1/bank-rates/ro returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/ro/nexentbank" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "nexentbank",
  "name": "Nexent Bank",
  "country": "ro",
  "quote_ccy": "RON",
  "bank_updated_at": null,
  "basis": "Buy / sell board (the page does not split account and cash)",
  "captured_at": "2026-11-15T11:23:05.724Z",
  "rates": [
    {"ccy":"CHF","buy":5.72,"sell":5.84,"mid":5.78,"spread_pct":2.076,"official":5.7814,"vs_official_pct":-0.024},
    {"ccy":"EUR","buy":5.29,"sell":5.42,"mid":5.355,"spread_pct":2.428,"official":5.3498,"vs_official_pct":0.097},
    {"ccy":"GBP","buy":6.32,"sell":6.47,"mid":6.395,"spread_pct":2.346,"official":6.4023,"vs_official_pct":-0.114},
    … 3 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/ro/nexentbank?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "nexentbank",
  "name": "Nexent Bank",
  "country": "ro",
  "quote_ccy": "RON",
  "bank_updated_at": null,
  "basis": "Buy / sell board (the page does not split account and cash)",
  "captured_at": "2026-11-15T11:23:05.724Z",
  "ccy": "USD",
  "buy": 4.77,
  "sell": 4.89,
  "mid": 4.83,
  "spread_pct": 2.484,
  "official": 4.8428,
  "vs_official_pct": -0.264,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Nexent Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.nexentbank.ro/dobanzi-cotatii-si-cursuri/cursuri",
    "url": "https://allratestoday.com/bank-exchange-rate-api/ro/nexentbank/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/ro/nexentbank?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/ro/nexentbank/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Nexent Bank's USD row
const r = await client.bankRates('ro', { bank: 'nexentbank', ccy: 'USD' });
console.log(`Nexent buys USD at ${r.buy}, sells at ${r.sell} RON`);

// The board as it stood on a past day
const past = await client.bankRates('ro', { bank: 'nexentbank', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/ro/nexentbank",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The National Bank of Romania rate is the one tax, accounting and customs rules in Romania name; nobody transacts at it. Nexent's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the National Bank of Romania endpoint when a rule asks for the official rate.

FAQ

Where do the Nexent Bank rates come from?

From the bank's own public rates page (https://www.nexentbank.ro/dobanzi-cotatii-si-cursuri/cursuri), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Nexent shows, with the mid, the spread and the National Bank of Romania rate added.

Are these the official RON exchange rates?

No. They are Nexent's retail prices for customers. The official rate in Romania is the National Bank of Romania rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Nexent board updated?

AllRatesToday reads the page every hour. The bank prints no timestamp, so captured_at tells you when the rates were read.

Can I get Nexent rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.