Suncorp Bank Exchange Rate API: AUD Buy and Sell Rates as JSON

Suncorp Bank is a Queensland-based retail bank, owned by ANZ since 2024 and still run under its own brand. Its foreign exchange rates page lists telegraphic transfer buy and sell rates for about 18 currencies against the Australian dollar. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Reserve Bank of Australia official rate and with other banks in Australia, and the calls that return them.

What the Suncorp board shows

• 18 currencies against the Australian dollar: CAD, CHF, DKK, EUR, FJD, GBP, HKD, INR, JPY, NOK, NZD, PGK, PHP, SEK, SGD, THB, USD and ZAR. Every value is AUD per 1 unit of the foreign currency.
• The telegraphic transfer buy / sell pair. Australian banks quote foreign currency per 1 Australian dollar (for example 0.65 USD per AUD); the rates here are turned round to AUD per 1 unit of each currency so they read like every other country on this site. The pair is the telegraphic-transfer board, the rate an international transfer is converted at. The Reserve Bank of Australia publishes one official rate per business day.
• USD on 15 November 2026: Suncorp bought at 1.417 and sold at 1.542 AUD, a spread of 8.45%. The Reserve Bank of Australia official rate was 1.4697, so the bank's mid sat +0.67% from it.
• The bank's own timestamp. The page prints a last-updated stamp (13/11/2026 06:05:03 (Brisbane) on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 13 November 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were NZD (4.93%), JPY (5.29%), NOK (5.58%) and the widest PGK (13.35%), THB (12.58%), CHF (10.82%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Suncorp and other banks in Australia

USD on the 5 boards AllRatesToday reads in Australia, all captured on 15 November 2026 (the Reserve Bank of Australia official rate was 1.4697):

Suncorp had the 4th narrowest USD spread of the 5. One call to /api/v1/bank-rates/au returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/au/suncorp" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "suncorp",
  "name": "Suncorp Bank",
  "country": "au",
  "quote_ccy": "AUD",
  "bank_updated_at": "13/11/2026 06:05:03 (Brisbane)",
  "basis": "Telegraphic transfer buy / sell",
  "captured_at": "2026-11-15T11:46:09.878Z",
  "rates": [
    {"ccy":"CAD","buy":0.99651221,"sell":1.0793308,"mid":1.0379215,"spread_pct":7.979,"official":1.0308215647871355,"vs_official_pct":0.689},
    {"ccy":"CHF","buy":1.6803899,"sell":1.8726592,"mid":1.7765245,"spread_pct":10.823,"official":1.7596339961288052,"vs_official_pct":0.96},
    {"ccy":"DKK","buy":0.20995612,"sell":0.2276867,"mid":0.21882141,"spread_pct":8.103,"official":null,"vs_official_pct":null},
    … 15 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/au/suncorp?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "suncorp",
  "name": "Suncorp Bank",
  "country": "au",
  "quote_ccy": "AUD",
  "bank_updated_at": "13/11/2026 06:05:03 (Brisbane)",
  "basis": "Telegraphic transfer buy / sell",
  "captured_at": "2026-11-15T11:46:09.878Z",
  "ccy": "USD",
  "buy": 1.4170327,
  "sell": 1.54202,
  "mid": 1.4795263,
  "spread_pct": 8.448,
  "official": 1.4697236919459142,
  "vs_official_pct": 0.667,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Suncorp Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.suncorpbank.com.au/business-banking/international/foreign-exchange/exchange-rates.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/au/suncorp/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/au/suncorp?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/au/suncorp/history?ccy=USD&from=2026-11-13&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Suncorp Bank's USD row
const r = await client.bankRates('au', { bank: 'suncorp', ccy: 'USD' });
console.log(`Suncorp buys USD at ${r.buy}, sells at ${r.sell} AUD`);

// The board as it stood on a past day
const past = await client.bankRates('au', { bank: 'suncorp', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/au/suncorp",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Reserve Bank of Australia rate is the one tax, accounting and customs rules in Australia name; nobody transacts at it. Suncorp's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Reserve Bank of Australia endpoint when a rule asks for the official rate.

FAQ

Where do the Suncorp Bank rates come from?

From the bank's own public rates page (https://www.suncorpbank.com.au/business-banking/international/foreign-exchange/exchange-rates.html), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Suncorp shows, with the mid, the spread and the Reserve Bank of Australia rate added.

Are these the official AUD exchange rates?

No. They are Suncorp's retail prices for customers. The official rate in Australia is the Reserve Bank of Australia rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Suncorp board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get Suncorp rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.