Tsedey Bank Exchange Rate API: ETB Buy and Sell Rates as JSON

Tsedey Bank is an Ethiopian commercial bank that converted from the Amhara Credit and Saving Institution. Its home page lists daily cash and non-cash buying and selling rates in birr for about sixteen currencies. This guide shows how to read that board as JSON: what the rates mean, how they compare with the National Bank of Ethiopia official rate and with other banks in Ethiopia, and the calls that return them.

What the Tsedey board shows

• 16 currencies against the Ethiopian birr: AUD, CAD, CHF, CNY, DJF, DKK, EUR, GBP, INR, JPY, KES, KWD, NOK, SEK, USD and ZAR. Every value is ETB per 1 unit of the foreign currency.
• The non-cash (transfer) buying / selling pair. Since the birr was floated in July 2024, each Ethiopian bank sets its own buying and selling rates every morning, and they differ from bank to bank. Most banks publish a transaction (transfer) rate and a separate cash-note rate; the transaction pair is shown. The National Bank of Ethiopia’s official weighted-average rate is shown next to each row.
• USD on 15 November 2026: Tsedey bought at 162.24 and sold at 165.48 ETB, a spread of 1.98%. The National Bank of Ethiopia official rate was 162.81, so the bank's mid sat +0.65% from it.
• The bank's own timestamp. The page prints a last-updated stamp (2026-11-14 05:39:58 UTC on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 14 November 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were DJF (1.97%), INR (1.98%), AUD (1.98%) and the widest JPY (1.99%), KES (1.99%), ZAR (1.98%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at Tsedey and other banks in Ethiopia

USD on the 20 boards AllRatesToday reads in Ethiopia, all captured on 15 November 2026 (the National Bank of Ethiopia official rate was 162.81):

Tsedey had the 20th narrowest USD spread of the 20. One call to /api/v1/bank-rates/et returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/et/tsedey" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "tsedey",
  "name": "Tsedey Bank",
  "country": "et",
  "quote_ccy": "ETB",
  "bank_updated_at": "2026-11-14 05:39:58 UTC",
  "basis": "Non-cash (transfer) buying / selling",
  "captured_at": "2026-11-15T11:23:25.171Z",
  "rates": [
    {"ccy":"AUD","buy":111.4264,"sell":113.655,"mid":112.5407,"spread_pct":1.98,"official":111.0333,"vs_official_pct":1.358},
    {"ccy":"CAD","buy":114.0848,"sell":116.3665,"mid":115.22565,"spread_pct":1.98,"official":114.1853,"vs_official_pct":0.911},
    {"ccy":"CHF","buy":195.6821,"sell":199.5957,"mid":197.6389,"spread_pct":1.98,"official":195.6561,"vs_official_pct":1.013},
    … 13 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/et/tsedey?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "tsedey",
  "name": "Tsedey Bank",
  "country": "et",
  "quote_ccy": "ETB",
  "bank_updated_at": "2026-11-14 05:39:58 UTC",
  "basis": "Non-cash (transfer) buying / selling",
  "captured_at": "2026-11-15T11:23:25.171Z",
  "ccy": "USD",
  "buy": 162.24,
  "sell": 165.4848,
  "mid": 163.8624,
  "spread_pct": 1.98,
  "official": 162.8054,
  "vs_official_pct": 0.649,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Tsedey Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.tsedeybank.com.et/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/et/tsedey/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/et/tsedey?date=2026-11-14" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/et/tsedey/history?ccy=USD&from=2026-11-14&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// Tsedey Bank's USD row
const r = await client.bankRates('et', { bank: 'tsedey', ccy: 'USD' });
console.log(`Tsedey buys USD at ${r.buy}, sells at ${r.sell} ETB`);

// The board as it stood on a past day
const past = await client.bankRates('et', { bank: 'tsedey', date: '2026-11-14' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/et/tsedey",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The National Bank of Ethiopia rate is the one tax, accounting and customs rules in Ethiopia name; nobody transacts at it. Tsedey's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the National Bank of Ethiopia endpoint when a rule asks for the official rate.

FAQ

Where do the Tsedey Bank rates come from?

From the bank's own public rates page (https://www.tsedeybank.com.et/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price Tsedey shows, with the mid, the spread and the National Bank of Ethiopia rate added.

Are these the official ETB exchange rates?

No. They are Tsedey's retail prices for customers. The official rate in Ethiopia is the National Bank of Ethiopia rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the Tsedey board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get Tsedey rates for a past date?

Yes, from 14 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.