VTB Bank (India) Exchange Rate API: INR Buy and Sell Rates as JSON

VTB, Russia’s second-largest bank, operates a branch in New Delhi. Its India home page shows the bank’s buying and selling rate for the Russian ruble against the rupee. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Reserve Bank of India official rate and with other banks in India, and the calls that return them.

What the VTB India board shows

• 1 currency against the Indian rupee: RUB. Every value is INR per 1 unit of the foreign currency.
• The buy / sell (indicative card rate) pair. Indian banks publish a daily card rate with separate columns for telegraphic transfers, bills, forex travel cards and currency notes; the pair here is the TT rate, which an inbound remittance is converted at. The Reserve Bank’s reference rate is published once each afternoon and is a reference for accounting, not a price anyone transacts at, so a bank’s buying rate always sits below it.
• RUB on 15 November 2026: VTB India bought at 1.106 and sold at 1.1638 INR, a spread of 5.09%.
• The bank's own timestamp. The page prints a last-updated stamp (13.11.2026 on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 13 November 2026. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the spread was RUB 5.09%. Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

RUB at VTB India and other banks in India

RUB on the 4 boards AllRatesToday reads in India, all captured on 15 November 2026:

VTB India had the 3rd narrowest RUB spread of the 4. One call to /api/v1/bank-rates/in returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "vtbin",
  "name": "VTB Bank (India)",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": "13.11.2026",
  "basis": "Buy / sell (indicative card rate)",
  "captured_at": "2026-11-15T11:23:15.590Z",
  "rates": [
    {"ccy":"RUB","buy":1.106,"sell":1.1638,"mid":1.1349,"spread_pct":5.093,"official":null,"vs_official_pct":null}
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin?ccy=RUB" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "vtbin",
  "name": "VTB Bank (India)",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": "13.11.2026",
  "basis": "Buy / sell (indicative card rate)",
  "captured_at": "2026-11-15T11:23:15.590Z",
  "ccy": "RUB",
  "buy": 1.106,
  "sell": 1.1638,
  "mid": 1.1349,
  "spread_pct": 5.093,
  "official": null,
  "vs_official_pct": null,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by VTB Bank (India) on its own website, collected by AllRatesToday",
    "bank_url": "https://vtb.bank.in/",
    "url": "https://allratestoday.com/bank-exchange-rate-api/in/vtbin/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin?date=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/in/vtbin/history?ccy=RUB&from=2026-11-13&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// VTB Bank (India)'s RUB row
const r = await client.bankRates('in', { bank: 'vtbin', ccy: 'RUB' });
console.log(`VTB India buys RUB at ${r.buy}, sells at ${r.sell} INR`);

// The board as it stood on a past day
const past = await client.bankRates('in', { bank: 'vtbin', date: '2026-11-13' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/in/vtbin",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Reserve Bank of India rate is the one tax, accounting and customs rules in India name; nobody transacts at it. VTB India's board is the price a customer actually gets. Where the central bank has a rate for the same currency, the API returns it as official with vs_official_pct alongside; for India that is the US dollar only. Use the Reserve Bank of India endpoint when a rule asks for the official rate.

FAQ

Where do the VTB Bank (India) rates come from?

From the bank's own public rates page (https://vtb.bank.in/), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price VTB India shows, with the mid, the spread and the Reserve Bank of India rate added.

Are these the official INR exchange rates?

No. They are VTB India's retail prices for customers. The official rate in India is the Reserve Bank of India rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the VTB India board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get VTB India rates for a past date?

Yes, from 13 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=RUB&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.