Indian Overseas Bank Exchange Rates Today API (INR Buy & Sell)

Indian Overseas Bank foreign exchange board rates: 1 USD = 93.8400 buy / 94.4000 sell INR. 15 currencies compared with the Reserve Bank of India official rate, read hourly, free JSON API.

By Madhushan, Founder & Lead Developer ·

Retail board rates. These are the prices Indian Overseas Bank displayed on its own rates page when we last read it. They are indicative, change through the day, and are not official rates. For the reference rate, see the Reserve Bank of India.

About Indian Overseas Bank

www.iob.bank.in

Indian Overseas Bank was founded in 1937 specifically to handle foreign exchange and overseas banking, and it still publishes a detailed daily board. Its page is one of the few that prints a unit column, so the currencies quoted per hundred units are unambiguous.

Latest board, read 7 Nov 2026, 01:41 India time (0h ago)

Board shown: Telegraphic transfer. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in India so the comparison is like for like. The others are on the bank’s own page.

Currency Bank buys at Bank sells at Mid Spread Official
2026-11-06
Mid vs official
USD 93.8400 94.4000 94.1200 0.59% 94.1402 -0.02%
EUR 104.84 105.90 105.37 1.01% 105.38 -0.01%
GBP 125.82 127.08 126.45 1.00% 126.39 +0.05%
LKR 0.2809 0.2851 0.2830 1.48% — —
JPY 0.5923 0.5989 0.5956 1.11% 0.5962 -0.10%
CHF 114.58 115.85 115.22 1.10% — —
CAD 66.6600 67.4000 67.0300 1.10% — —
AUD 64.6000 65.3200 64.9600 1.11% — —
AED 25.4200 25.8000 25.6100 1.48% 25.6313 -0.08%
DKK 14.0100 14.1600 14.0850 1.06% — —
HKD 11.9400 12.0700 12.0050 1.08% — —
NOK 10.0400 10.1500 10.0950 1.09% — —
NZD 52.0600 52.6400 52.3500 1.11% — —
SEK 9.5100 9.6100 9.5600 1.05% — —
SGD 73.0600 73.8700 73.4650 1.10% — —

All values are INR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 1.10%. Official = Reserve Bank of India rate for 2026-11-06.

JSON API

curl "https://allratestoday.com/api/open/bank-rates/in/iob"          # full board
curl "https://allratestoday.com/api/open/bank-rates/in/iob?ccy=INR"  # one currency
curl "https://allratestoday.com/api/open/bank-rates/in/iob?date=2026-10-15"  # card on a past day

Keyless, CORS-open, cached 15 minutes at the edge, attribution required. ?date=YYYY-MM-DD returns the card captured on that day, or the nearest earlier day within five days when the bank published none; the response then carries date_requested and snapshot_date. Daily snapshots are kept for about 400 days. Every response carries captured_at, the bank’s own stamp where it prints one, and the disclaimer above.

Frequently asked questions

Is the Indian Overseas Bank rate the official India exchange rate?

No. Indian Overseas Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Reserve Bank of India; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Indian Overseas Bank rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into INR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.