VTB Bank Armenia Exchange Rate API: AMD Buy and Sell Rates as JSON

VTB Bank Armenia is the Armenian subsidiary of Russia’s VTB group. Its rates page lists cash and non-cash buy and sell rates for five currencies against the dram. This guide shows how to read that board as JSON: what the rates mean, how they compare with the Central Bank of Armenia official rate and with other banks in Armenia, and the calls that return them.

What the VTB AM board shows

• 5 currencies against the Armenian dram: EUR, GBP, GEL, RUB and USD. Every value is AMD per 1 unit of the foreign currency.
• The non-cash (անկանխիկ) buy / sell pair. Armenian banks quote separate cash and non-cash boards and move them through the day; the pair here is the cash board, the rate quoted in branches and at exchange points. The Central Bank of Armenia publishes one averaged rate per day, which is what tax and accounting use.
• USD on 15 November 2026: VTB AM bought at 359.5 and sold at 362.5 AMD, a spread of 0.83%. The Central Bank of Armenia official rate was 360.54, so the bank's mid sat +0.13% from it.
• The bank's own timestamp. The page prints a last-updated stamp (15.11.2026 15:30 on the board above), returned as bank_updated_at next to our captured_at.
• Every day's board is kept permanently, from 15 November 2026, the day collection started. Read one past day with ?date=, or a range for one currency with the /history endpoint (paid plans).

Spreads across the board

On the 15 November 2026 board the tightest spreads were USD (0.83%), EUR (2.26%), RUB (4.35%) and the widest GBP (15.42%), GEL (14.09%), RUB (4.35%). Spread is (sell − buy) ÷ mid: what a round trip through the bank costs, before any fees. The API returns it on every row as spread_pct, so you can rank currencies or alert when a bank widens its board.

USD at VTB AM and other banks in Armenia

USD on the 13 boards AllRatesToday reads in Armenia, all captured on 15 November 2026 (the Central Bank of Armenia official rate was 360.54):

VTB AM had the 2nd narrowest USD spread of the 13. One call to /api/v1/bank-rates/am returns every board in the table at once.

Get the board (REST)

You need an API key; the free key works. The full board:

curl "https://allratestoday.com/api/v1/bank-rates/am/vtbam" \
  -H "Authorization: Bearer art_live_your_key"

What comes back (the 15 November 2026 board, first three rows):

{
  "bank": "vtbam",
  "name": "VTB Bank Armenia",
  "country": "am",
  "quote_ccy": "AMD",
  "bank_updated_at": "15.11.2026 15:30",
  "basis": "Non-cash (անկանխիկ) buy / sell",
  "captured_at": "2026-11-15T11:30:49.821Z",
  "rates": [
    {"ccy":"EUR","buy":394,"sell":403,"mid":398.5,"spread_pct":2.258,"official":398.4,"vs_official_pct":0.025},
    {"ccy":"GBP","buy":437,"sell":510,"mid":473.5,"spread_pct":15.417,"official":476.81,"vs_official_pct":-0.694},
    {"ccy":"GEL","buy":132,"sell":152,"mid":142,"spread_pct":14.085,"official":138.94,"vs_official_pct":2.202},
    … 2 more currencies
  ],
  "disclaimer": "…",
  "attribution": { … }
}

One currency, with the row fields at the top level:

curl "https://allratestoday.com/api/v1/bank-rates/am/vtbam?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

{
  "bank": "vtbam",
  "name": "VTB Bank Armenia",
  "country": "am",
  "quote_ccy": "AMD",
  "bank_updated_at": "15.11.2026 15:30",
  "basis": "Non-cash (անկանխիկ) buy / sell",
  "captured_at": "2026-11-15T11:30:49.821Z",
  "ccy": "USD",
  "buy": 359.5,
  "sell": 362.5,
  "mid": 361,
  "spread_pct": 0.831,
  "official": 360.54,
  "vs_official_pct": 0.128,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by VTB Bank Armenia on its own website, collected by AllRatesToday",
    "bank_url": "https://www.vtb.am/am/currency",
    "url": "https://allratestoday.com/bank-exchange-rate-api/am/vtbam/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The board as it stood on a past day:

curl "https://allratestoday.com/api/v1/bank-rates/am/vtbam?date=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

One currency over a date range, one row per day (paid plans; add &format=csv, xml or xlsx for a file):

curl "https://allratestoday.com/api/v1/bank-rates/am/vtbam/history?ccy=USD&from=2026-11-15&to=2026-11-15" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

npm install @allratestoday/sdk

import { AllRatesToday } from '@allratestoday/sdk';

const client = new AllRatesToday({ apiKey: 'art_live_your_key' });

// VTB Bank Armenia's USD row
const r = await client.bankRates('am', { bank: 'vtbam', ccy: 'USD' });
console.log(`VTB AM buys USD at ${r.buy}, sells at ${r.sell} AMD`);

// The board as it stood on a past day
const past = await client.bankRates('am', { bank: 'vtbam', date: '2026-11-15' });
console.log(past.snapshot_date, past.rates.length);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/am/vtbam",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["spread_pct"])

Board rate or official rate?

The Central Bank of Armenia rate is the one tax, accounting and customs rules in Armenia name; nobody transacts at it. VTB AM's board is the price a customer actually gets. The API puts both on every row: official is the central bank's rate for the same currency and vs_official_pct is how far the bank's mid sits from it. Use the board to show customers a real price, compare banks for a remittance, or keep a dated record of what the bank quoted; use the Central Bank of Armenia endpoint when a rule asks for the official rate.

FAQ

Where do the VTB Bank Armenia rates come from?

From the bank's own public rates page (https://www.vtb.am/am/currency), read hourly. AllRatesToday does not change the numbers: each row is the buy and sell price VTB AM shows, with the mid, the spread and the Central Bank of Armenia rate added.

Are these the official AMD exchange rates?

No. They are VTB AM's retail prices for customers. The official rate in Armenia is the Central Bank of Armenia rate, which the API returns as official on each row where the central bank has one, and in full from the central-bank endpoint.

How often is the VTB AM board updated?

AllRatesToday reads the page every hour. The bank's own last-updated stamp is returned as bank_updated_at, so you can tell a fresh read of an unchanged board from a new board.

Can I get VTB AM rates for a past date?

Yes, from 15 November 2026 onward; every day's board is kept permanently. Add ?date=YYYY-MM-DD for one day: the response is the board captured that day, or the nearest earlier day within five days, with date_requested and snapshot_date added. For a range, /history?ccy=USD&from=…&to=… returns one row per day as JSON, CSV, XML or XLSX on paid plans.

Do I need an API key?

Yes. Commercial bank boards need an API key; any plan works, the free key included, and each call counts against the plan. Public pages or widgets that show the rates need a visible link to allratestoday.com.