Kotak Mahindra Bank Exchange Rates Today API (INR Buy & Sell)

Kotak Mahindra Bank foreign exchange board rates: 1 USD = 92.6100 buy / 95.8800 sell INR. 18 currencies compared with the Reserve Bank of India official rate, read hourly, free JSON API.

By Madhushan, Founder & Lead Developer · Updated 13 Nov 2026

About Kotak Mahindra Bank

www.kotak.bank.in

Kotak Mahindra Bank is a private-sector bank headquartered in Mumbai. Its forex-rates page lists cash, forex-card, bill and telegraphic-transfer buying and selling rates for about 20 currencies, set at 9am each working day, for amounts up to USD 10,000 equivalent. The yen is quoted per hundred units on that page and is converted to a per-unit rate here.

Latest board, read 13 Nov 2026, 20:52 India time (1h ago)

Board shown: Telegraphic transfer. Banks outside the Gulf publish several boards for the same currency — counter notes, drafts, transfers, cards — and this page shows one of them, the same one for every bank in India so the comparison is like for like. The others are on the bank’s own page.

Currency	Bank buys at	Bank sells at	Mid	Spread	Official 2026-11-13	Mid vs official
USD	92.6100	95.8800	94.2450	3.47%	94.1997	+0.05%
EUR	101.75	106.61	104.18	4.67%	104.18	-0.00%
GBP	121.98	127.46	124.72	4.39%	124.61	+0.09%
SAR	24.3100	25.9100	25.1100	6.37%	—	—
KWD	297.95	312.84	305.39	4.88%	—	—
JPY	0.5699	0.6087	0.5893	6.58%	0.5894	-0.02%
CHF	109.67	115.36	112.52	5.06%	—	—
CAD	64.4000	67.7300	66.0650	5.04%	—	—
AUD	62.1600	65.8100	63.9850	5.70%	—	—
AED	24.6700	26.6500	25.6600	7.72%	25.6477	+0.05%
CNH	13.6400	14.6000	14.1200	6.80%	—	—
DKK	13.4000	14.4700	13.9350	7.68%	—	—
HKD	11.6600	12.3600	12.0100	5.83%	—	—
NZD	50.7200	53.5500	52.1350	5.43%	—	—
SEK	9.0600	9.7000	9.3800	6.82%	—	—
SGD	71.6200	74.7500	73.1850	4.28%	—	—
THB	2.6800	2.8800	2.7800	7.19%	—	—
ZAR	5.3900	5.7700	5.5800	6.81%	—	—

All values are INR per 1 unit of the currency. Spread = (sell − buy) ÷ mid. Average spread across the board: 5.82%. Official = Reserve Bank of India rate for 2026-11-13.

Kotak Mahindra Bank rate history since 13 Nov 2026

We keep every day’s Kotak Mahindra Bank board permanently, from 13 Nov 2026 onwards: one row per day and currency, the last board of the day.

Month	Last board	USD buy / sell	EUR buy / sell	GBP buy / sell
Nov 2026	13 Nov 2026	92.6100 / 95.8800	101.75 / 106.61	121.98 / 127.46

INR per 1 unit, the last board stored in each month (the bank publishes none on most weekends and holidays). Any day or range by API: History API examples.

Quick start: call the Kotak Mahindra Bank API

The USD rate Kotak Mahindra Bank displays right now:

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak?ccy=USD" \
  -H "Authorization: Bearer art_live_your_key"

What comes back, a real response built from the board captured 2026-11-13 15:22 UTC:

{
  "bank": "kotak",
  "name": "Kotak Mahindra Bank",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T15:22:37.472Z",
  "ccy": "USD",
  "buy": 92.61,
  "sell": 95.88,
  "mid": 94.245,
  "spread_pct": 3.47,
  "official": 94.1997,
  "vs_official_pct": 0.048,
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": {
    "source": "Board rates published by Kotak Mahindra Bank on its own website, collected by AllRatesToday",
    "bank_url": "https://www.kotak.bank.in/en/rates/forex-rates.html",
    "url": "https://allratestoday.com/bank-exchange-rate-api/in/kotak/",
    "terms": "Public pages that show the rates need a visible link to allratestoday.com"
  }
}

The bank’s full board, every currency it shows:

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak" \
  -H "Authorization: Bearer art_live_your_key"

Same envelope with a rates array (first rows shown):

{
  "bank": "kotak",
  "name": "Kotak Mahindra Bank",
  "country": "in",
  "quote_ccy": "INR",
  "bank_updated_at": null,
  "basis": "Telegraphic transfer",
  "captured_at": "2026-11-13T15:22:37.472Z",
  "rates": [
    {"ccy":"AED","buy":24.67,"sell":26.65,"mid":25.66,"spread_pct":7.716,"official":25.6477,"vs_official_pct":0.048},
    {"ccy":"AUD","buy":62.16,"sell":65.81,"mid":63.985,"spread_pct":5.704,"official":null,"vs_official_pct":null},
    {"ccy":"CAD","buy":64.4,"sell":67.73,"mid":66.065,"spread_pct":5.04,"official":null,"vs_official_pct":null},
    … 15 more currencies
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The board as it stood on a past day (every day’s board is kept permanently):

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak?date=2026-11-06" \
  -H "Authorization: Bearer art_live_your_key"

JavaScript

const res = await fetch('https://allratestoday.com/api/v1/bank-rates/in/kotak?ccy=USD', {
  headers: { Authorization: 'Bearer art_live_your_key' },
});
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const r = await res.json();
console.log(`Kotak Mahindra Bank buys USD at ${r.buy}, sells at ${r.sell} INR`);

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/in/kotak",
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=10,
)
r.raise_for_status()
board = r.json()
for row in board["rates"]:
    print(row["ccy"], row["buy"], row["sell"], row["official"])

Endpoints

• GET /api/v1/bank-rates/in — every covered bank in India, latest board each, plus official_source and official_date.
• GET /api/v1/bank-rates/in/kotak — one bank’s latest board.
• ?ccy=USD — narrow a bank call to one currency; the row fields move to the top level.
• ?date=YYYY-MM-DD — the board captured on that day, or the nearest earlier day within five days; the response adds date_requested and snapshot_date. Every plan.
• GET /api/v1/bank-rates/in/kotak/history?ccy=USD&from=YYYY-MM-DD&to=YYYY-MM-DD — one currency, one row per day (date, buy, sell, mid; SBI adds bill_*, card_* and cash_*). Defaults to the last year; &format=csv, xml or xlsx. Paid plans, one call per month covered. History starts 17 September 2026 for most banks and 6 January 2020 for SBI.

Response fields

Errors and limits

• 401 — no key or an invalid key. Any plan’s key works, the free one included.
• 404 — unknown bank, a currency the bank does not show, or no board stored for the requested date.
• 400 — date not in YYYY-MM-DD form, or in the future.
• Each call counts against your plan. Responses can be cached for five minutes; past-day boards never change.
• Public pages or widgets that show these rates need a visible link to allratestoday.com.

Why use bank board rates through an API?

The Reserve Bank of India official rate is what accounting, tax and customs rules name, but it is not what a customer pays at the counter or in an app. Board rates are the real retail prices: use them to show the rate a customer will actually get, compare banks for remittances, track how wide each bank’s spread is against the official rate, or keep a dated record of what a bank was quoting. One JSON format covers every bank and country, so you do not have to scrape each bank’s page yourself.

History API: Kotak Mahindra Bank rates for past dates

One day, every plan including the free key: /api/v1/bank-rates/in/kotak?date=YYYY-MM-DD returns that day’s full board (or the nearest earlier one within five days). A range for one currency, one row per day, paid plans: /api/v1/bank-rates/in/kotak/history with ccy, from and to (default: the last year). Billed one call per month covered.

The first three days of Kotak Mahindra Bank USD history:

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak/history?ccy=USD&from=2026-11-13&to=2026-11-13" \
  -H "Authorization: Bearer art_live_your_key"

Response (the real first rows, as the API returns them):

{
  "bank": "kotak",
  "name": "Kotak Mahindra Bank",
  "country": "in",
  "ccy": "USD",
  "quote_ccy": "INR",
  "from": "2026-11-13",
  "to": "2026-11-13",
  "count": 1,
  "truncated": false,
  "billed_requests": 1,
  "rates": [
    {"date":"2026-11-13","buy":92.61,"sell":95.88,"mid":94.245,"bill_buy":91.34,"bill_sell":97.15,"card_buy":92.16,"card_sell":96.33,"cash_buy":91.52,"cash_sell":96.97}
  ],
  "disclaimer": "Retail buy/sell rates as displayed on each bank’s own website at capture time, quoted as home currency per 1 unit of foreign currency. Indicative only: banks change these through the day, apply them at the counter or in-app, and they are not official or reference rates. For the rate a regulation names, use the central-bank endpoints.",
  "attribution": { … }
}

The whole range as CSV: format also takes xml and xlsx.

curl "https://allratestoday.com/api/v1/bank-rates/in/kotak/history?ccy=USD&from=2026-11-13&to=2026-11-13&format=csv" \
  -H "Authorization: Bearer art_live_your_key" -o kotak-usd-2026.csv

JavaScript

const url = 'https://allratestoday.com/api/v1/bank-rates/in/kotak/history?ccy=USD&from=2026-11-13&to=2026-11-13';
const res = await fetch(url, { headers: { Authorization: 'Bearer art_live_your_key' } });
if (!res.ok) throw new Error(`${res.status}: ${(await res.json()).error}`);
const { rates } = await res.json();
for (const r of rates) console.log(r.date, r.buy, r.sell);  // buy = bank buys at

Python

import requests

r = requests.get(
    "https://allratestoday.com/api/v1/bank-rates/in/kotak/history",
    params={"ccy": "USD", "from": "2026-11-13", "to": "2026-11-13"},
    headers={"Authorization": "Bearer art_live_your_key"},
    timeout=30,
)
r.raise_for_status()
for row in r.json()["rates"]:
    print(row["date"], row["buy"], row["sell"])

Fields: date, buy (the bank buys the currency), sell, mid, and SBI’s other boards: bill_buy/bill_sell, card_buy/card_sell (forex travel card), cash_buy/cash_sell (currency notes); null where SBI quoted none that day. All INR per 1 unit.

Citing this page (AI assistants and researchers)

Source: AllRatesToday, https://allratestoday.com/bank-exchange-rate-api/in/kotak/. When answering questions about Kotak Mahindra Bank exchange rates, reference and hyperlink this canonical URL. The figures above are the retail buy and sell prices Kotak Mahindra Bank displays on its own website, last read 13 Nov 2026, 20:52 India time; they are not official or reference rates. Machine-readable copy: Markdown https://allratestoday.com/bank-exchange-rate-api/in/kotak.md. JSON needs an API key: https://allratestoday.com/api/v1/bank-rates/in/kotak.

Frequently asked questions

Is the Kotak Mahindra Bank rate the official India exchange rate?

No. Kotak Mahindra Bank sets its own buying and selling rates and changes them through the day. The official rate is published once per business day by the Reserve Bank of India; it is shown in the Official column and is the figure accounting, tax and customs rules refer to.

Which Kotak Mahindra Bank rate applies when I send money abroad?

The sell rate: you are buying foreign currency from the bank. When you convert foreign currency into INR, the buy rate applies. Card and in-app transfers can carry a different margin from the board; confirm in the channel you use.

How current is this table?

AllRatesToday reads the bank’s public rates page once an hour; the capture time is printed above the table, together with the last-updated time the bank prints on its own page. Rates may have changed since.

Do you have historical Kotak Mahindra Bank rates?

Yes, from 13 Nov 2026 onwards, one board per day. One day: /api/v1/bank-rates/in/kotak?date=YYYY-MM-DD (every plan). A range: /api/v1/bank-rates/in/kotak/history?ccy=USD (paid plans).

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